Keeping Senior Loved Ones Close When a Physical Visit Isn’t Possible

(NewsUSA) – On a typical day, the average person doesn’t think about how it feels to go days with little human connection or interaction.With most of our communities practicing social distancing to stunt the spread of COVID-19, we are gaining a new level of empathy for what many older adults face every day. According to the 2018 National Poll on Healthy Aging, 27 percent of older adults reports feeling isolated and more than one in four says they experienced social contact once a week, if not less."The uneasiness, loneliness and helplessness that many of us are feeling now will eventually pass," says Jeff Huber, CEO of Home Instead Senior Care."For socially isolated seniors, however, this pandemic has the potential to amplify the impact on their already-fragile situations. While the world stays home to prevent illness, we must reach out to our neighbors and loved ones to make sure our seniors stay connected."For many seniors who live alone, social distancing will amplify the loneliness they already feel. And isolation can have significant health implications such as higher risks of heart attack, stroke, depression, anxiety and even premature death. But there is a cure, and it’s called community.In a time when bringing family and friends together may not be feasible, we need a little creativity and a lot of intention to ensure regular contact with neighbors and loved ones.Whether you’re helping a relative or neighbor navigate social distancing, or looking to minimize the effects of isolation, Home Instead Senior Care recommends the following ideas to stay connected:1. Set a schedule. Despite our best efforts, it can be easy to let days go by before the next call or email. Regular check-ins can go a long way toward helping older relatives, friends and neighbors feel supported. The trick is to plan ahead. Establish a regular cadence for phone calls, emails and video chats – and stick to it!2. Chat through video. While no technology can take the place of in-person human interaction, video-chat platforms such as Skype or Zoom and tablets such as an iPad or GrandPad, can supplement seniors’ social interactions when visits with friends and family aren’t possible. Webcams are a user-friendly and affordable gift to keep the generations connected – offering grandchildren the chance to show off their latest school project, or faraway relatives an opportunity to hear and see one another.3. Give them a ring. Texting is an easy way to keep in touch, but sometimes picking up the phone is the best way to get the job done. Call a parent, relative or neighbor, and when you do get them on the line, give them your full attention. If you’re drawing a blank for conversation topics, consider requesting their advice or asking about their family, hobbies or recent activities.4. Embrace snail mail. Sending an old-fashioned letter or postcard is an easy way to say hello and remind someone you’re thinking of them. While a thoughtful letter may not completely stamp out loneliness, it can help lift spirits and show how much you care. If you have young children, consider enlisting them to draw pictures or practice their handwriting with a special note.As we all continue to adjust to the impact of COVID-19, it’s easy to spread a bit of cheer and help make a senior smile. For more ideas on how to forge a meaningful relationship with older adults in your life, visit ReadytoCare.com or contact your local Home Instead Senior Care office. 

Company Steps Up to Keep Health Care Workers Healthy

(NewsUSA) – As the ongoing spread of the novel Coronavirus (COVID-19) reshapes American lives by the day, and sometimes by the hour, the health and stability of the nation’s essential work force, namely our health care workers and first responders, remains paramount.To keep themselves and their patients safe, these workers, who may have potentially been exposed to this deadly virus, may have to stay home until they are tested, losing valuable time on a now critical job.Here’s where organizations such as xymbio are stepping up to the challenge. xymbio, an infectious disease testing company, has offered the use of its high-speed testing program to help run tests on health care personnel and first responders to keep them healthy and return them to their demanding roles as soon as possible.The Las Vegas based company, uses industry leading technologies from ThermoFisher and operates under the Emergency Use Authorization (EUA) guidance issued by the Federal Drug Administration and highest diagnostic standards.xymbio is readying to process COVID-19 tests for hospitals and health care systems, and the company can provide both on-site testing and at-home testing kits for employees who believe they may have been exposed to the virus. In addition, individual physicians can request test kits and testing for patients using forms available online on the xymbio website.The company has been waiting on a response from the Centers for Disease Control and Prevention (CDC), National Institute of Health (NIH), and the National Institute of Allergy and Infectious Diseases for necessary funding to accelerate its capabilities to acquire test kits so that it can rapidly scale testing capacity."xymbio has developed state of the art qPCR technology using ThermoFisher reagents to detect coronavirus protein n,s,e antigens. Their test is highly specific, accurate and scalable. They are now only limited by government funding to expand capacity from 500 tests per day to thousands of tests per day. Time is of the essence. They have the fix. They need the support to expand their operations now!" Dr. Larry Emdur, Chief Medical Officer of Alvarado Hospital in California."We are in a war against a dangerous virus, and with federal assistance we are prepared to ramp up our testing capacity over the next 35 days to 20,000 tests a day, or 120,000 tests a week, with immediate plans to expand operations to Las Vegas and Atlanta, which would more than quadruple our testing capacity," according to Dr. Heath Wills, CEO and Chief Medical Officers of xymbio."We are ready to undertake the rapid action on behalf of many more citizens, and await prompt action on our proposal to the NIH, HHS, CDC, FEMA or the White House Task Force on Coronavirus testing during this national crisis," Wills emphasizes.xymbio has also been working with the Swab for Life campaign of the Give Life Foundation, a non-profit organization dedicated to raise awareness of blood donation."We chose to partner with xymbio because of its extremely accurate COVID-19 testing capabilities that we believe will accelerate help to Americans during this national healthcare crisis," says Bart S. Fisher, chairman of the Foundation.For more information about xymbio and their efforts to work with individual health care providers, hospitals, and the government, visit xymbio.com.

Watch UPtv For A Celebration of Faith, Forgiveness And Love

(NewsUSA) – Especially in stressful times, curling up with some positive TV programs can be a much-needed relaxing experience for the whole family.The UPtv slate of Easter programming, scheduled for April 4 through April 12, is ready to support family togetherness with two weekends of movies to celebrate the Easter season and encourage reflection and positive thinking."As the home for uplifting programming, we can’t think of a better time than now to celebrate feel-good films and inspiring biblical stories. In-Lawfully Yours is a perfect way to cap-off Easter Sunday with the entire family," says Hector Campos, vice president of content strategy for UPtv.In-Lawfully Yours features a clash of personalities when a fun-loving New Yorker played by Chelsey Crisp (Fresh Off the Boat) moves to a small town to help her recently widowed ex-mother-in-law, played by Marilu Henner (Taxi, L.A. Story). The locals may not approve, but sparks fly when she meets the church pastor.Want more love? Tune in on Saturday, April 4, for a marathon of romantic movies in the UPtv tradition. The event kicks off with Love Takes Wing at 3p.m. EST, in which newly minted doctor and new widow Belinda becomes a "Regional Doctor," traveling through small towns in turn-of-the-century America, finding love and discovering the joy of parenthood along the way. The series continues with Love Finds a Home, Love Begins, Love’s Everlasting Courage, and Love’s Christmas Journey, Parts I and II, airing consecutively. The movies are based on the popular books by Janette Oke.The Palm Sunday lineup takes a more faithful tone, with Courageous at 11:30 a.m., which follows the personal and professional lives of four sheriff’s deputies in a small town in Georgia. Other Palm Sunday features include God’s Not Dead, War Room, The Passion of the Christ, and a late-night Little House on the Prairie movie marathon.UPtv’s Good Friday programming includes Noah’s Ark at 7 p.m., followed by two showings of The Passion of the Christ at 9 p.m. and 11 p.m. Saturday’s schedule includes the inspirational football-themed movie, Facing the Giants, as well as two showings of Heaven is for Real, at noon and at 7 p.m.On Easter Sunday, tune in at noon for The Identical, an uplifting story of twin brothers separated at birth who share a love of music, followed by The Healer, the premiere of the UPtv original movie, Undercover Angel, and the premiere of In-Lawfully Yours.For more family-friendly Easter programming, tune in to UPtv’s sister service, UP Faith and Family, which features Exodus; Pure Country 2: The Gift; The Left Behind Trilogy; Grace Unplugged; and Dial A Prayer during the month of April.Visit uptv.com for more information about these and other uplifting movies and series. Find them on DirecTV Channel 338, Dish Channel 188, Fios TV Channel 738, ATT TV NOW, Philo + Local ProvidersYou can also visit uptv.com, or find UPtv on Facebook at https://www.facebook.com/Uptv, on Twitter on @Uptv and on Instagram at UP_TV

Book Reveals How to Have 300 Percent More Retirement Income

(NewsUSA) – In these times of market uncertainty, investors are looking for alternatives, and one company, SmartWealth, has their backs.SmartWealth is a coaching and training organization that teaches people how to retire safely by in- vesting wisely.The key to financial security and success, according to Jeffrey D. Sokol, the founder of SmartWealth who predicted the current market collapse, is locking in stock market gains, without risking the client’s money in the market, a proposition that many people find risky even at the best of times."Investing in the stock market directly with 401(k)s and mutual funds has proven to be a massive risk to the retirement accounts of millions. There is a simple way to lock in stock market gains, without having to suffer losses," says Sokol."Our methods are proven and efficient … the wealthiest billionaires in the world have the same rule book you do, they just had a better coach."Mr. Sokol is also the author of two books, "Get in the Game" and "Smart Wealth Secrets," that focus on investing.Many financial advisors push clients to load up 401K accounts as a retirement strategy, but such accounts are more susceptible to the ups and downs of the stock market, Sokol says.However, there are other options: SmartWealth offers a range of online training courses developed by industry experts that are designed to increase income and boost financial confidence. Courses include the SmartWealth series, which focuses on actions to keep and grow your retirement savings; and the Daily Passive Income Video series, which features sys- tematic strategies for asset creation."Our goal is to provide a safe haven for investors and have them retire with 300 percent more in- come than they would if they invested conventionally," Sokol explains.For those looking to obtain funding to start or expand a busi- ness, the SmartWealth OPM (Oth- er People’s Money) online acade- my, addresses topics of obtaining funds for a business, expanding your business, and even repairing a damaged credit score.Finally, to help get your head into a new way of investing, check out SmartWealth’s Get in the Game Mindset Mastery video course and book, which are geared to get people comfortable with generating passive cash flow?rather than being concerned over a single asset. In addition, SmartWealth offers personalized retirement planning services through its companion company, Beneshield Financial. In addition to retirement solutions, Beneshield Financial also provides consulting for life insurance, health care coverage, and small business startup funding.Visit beneshieldfinancial.com to find out more.For more information about SmartWealth’s fresh take on smart money management, as well as the latest financial wisdom from the SmartWealth podcast, visit smartwealth.co.

Unlock Your Home Equity with A Home Co-Investment

(NewsUSA) – Owning a home is a huge investment, and once they’ve owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you’re on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term – commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home’s current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home’s appreciated (or depreciated) value.Here’s an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home’s value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids’ college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners’ insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.To find out how Unison can help you get the most out of homeownership, visit unison.com.*This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.

How Your Business Can Survive The Coronavirus

(NewsUSA) – Owning a home is a huge investment, and once they’ve owned long enough to build up equity, many homeowners opt to leverage the equity for other uses. But if you’re on the fence about taking on another monthly loan payment, an option that may be right for you is co-investing.With a home equity loan, you borrow against the equity in your home and receive a lump sum of money that you have to pay back each month over a specified term – commonly 15 years. The interest rate is usually fixed, but is typically higher than your primary mortgage.Co-investing offers an alternative to traditional home equity loans. In a nutshell, the co-investing company pays the homeowner an upfront amount, with no repayments for a set number of years, or until the home is sold, whichever comes first. There may also be an option to buy the company out, after a minimum restriction period passes. This option can be ideal for a homeowner who wants access to cash without the added financial burden of monthly loan payments, who has lived in a home long enough to build up some equity, and plans to stay at least another five years.Unison, a San-Francisco-based real estate company, is a leader in the growing field of co-investment. Unison offers homeowners a cash payment of up to 17.5 percent of their home’s current market value. When the house is sold or 30 years pass, the owner pays Unison an amount equal to the initial co-investment, plus (or minus) a percentage of the home’s appreciated (or depreciated) value.Here’s an example: A homeowner whose home is currently worth $500,000 and who needed $25,000 in cash (5 percent of the home’s value) would repay an amount equal to $25,000 plus 25 percent* of the amount the house appreciates in value during the time of the co-investment. With a larger co-investment, the company receives a larger share of the appreciation in value.Homeowners can use their cash for anything, but Unison recommends something of long-term value, such as kids’ college tuition, medical expenses, home remodeling, or investing in diverse stocks and bonds.Other benefits of co-investing: Keeping gains from remodeling work and keeping the equity built from prompt mortgage payments.Being a good candidate for homeowner co-investing is not so different from being a good homeowner generally. Unison requires that homeowners keep the home as their primary residence; stay current on payments for mortgages, property tax, and homeowners’ insurance; keep the home well-maintained to retain and increase value; and keep Unison informed of issues, such as remodeling plans or emergencies, such as natural disasters, bankruptcy, or plans to sell the home.To find out how Unison can help you get the most out of homeownership, visit unison.com.*This is a possible percentage for illustrative purposes. The actual percentage varies based on the specific HomeOwner transaction.

Don’t Sweat The EPA’s 2020 Freon Phaseout This Summer

Five words or less(NewsUSA) – As temperatures rise and air conditioners begin to blast, educated homeowners have no need to fear the Environmental Protection Agency’s (EPA) 2020 Freon Phaseout.
January 2020 marks the EPA mandate to end production of Freon (also known as HCFC-22 and R-22), the primary refrigerant chemical used in residential air conditioning units that has been found to have a significant contributing effect on ozone depletion and global warming.
While this is good news for environmentally conscious consumers, what does this mean to homeowners?
In short, you can still opt to keep your older system that requires Freon. However, this can pose a problem should your unit need even minor service, such as a small leak. Technicians will have limited access to R-22 or use recycled versions until supplies dwindle. Further, a shortage means increased prices. Alternatively, homeowners would need to hire a technician to replace the outdoor unit and indoor coil to accommodate the newer R410A, which is an expensive proposition.
Ultimately, now might be a perfect time to upgrade since the average lifespan of an HVAC system is approximately 15 years – allowing homeowners to enjoy greater long-term savings on utility bills and live greener.

Action, All-Star Cast Abound in Civil War Film

(NewsUSA) – The post-Civil War years were challenging and tumultuous times. The WARRANT, a new drama, brings this period to life with a story of hardship, friendship, and ultimately justice.Former Civil War hero John Breaker has become a local sheriff, and does his best to keep the peace in rural Georgia. That peace is disturbed when his son, Cal, a marshal, arrives with a warrant for the arrest of one of Breaker’s old army colleagues, Virgil St. Denis, now known as "the Saint," and leading a band of outlaws.Despite his better judgement, or perhaps because of it, Breaker joins his son to track down St. Denis and put a stop to his raids, which threaten to drive the still-fragile union back into conflict. Along the way, both men deal with memories from the past that intrude on the present."This post-Civil War action-drama is the first movie of its kind for Imagicomm Entertainment," says Jonathan Collins, vice president of digital media distribution for Imagicomm."The WARRANT showcases a period of American history that was full of heartache, sacrifice and standing up for what’s right," says Collins. "The story is relevant and personal, and captures your attention early on."The WARRANT is produced by INSP Films and distributed by Imagicomm Entertainment.The all-star cast includes Neal McDonough (Yellowstone, Captain America), Casper Van Dien (Starship Troopers, Tarzan), Steven R. McQueen (The Vampire Diaries, Chicago Fire), and Annabeth Gish (X-Files, The Haunting of Hill House). In addition, Christie McNab brings some gun-wielding girl power as part of the Saint’s gang.The WARRANT is available on DVD through major retailers, including Walmart and Amazon, through Vudu, iTunes, Christian Cinema, Google, Fandango, DirecTV, and Dish.The WARRANT continues the tradition of Imagicomm Entertainment films and television series with strong storytelling, memorable characters, and high production values. Imagicomm Entertainment distributes content globally through a variety of streaming services, including Amazon Prime, Netflix and Vudu, on traditional television outlets, and on DVDs as well as through DVDs from major retailers, and on traditional television outlets.Click here to see a video for the movie trailer.For more information about THE WARRANT or Imagicomm Entertainment’s films and series, visit imagicommentertainment.com.

Spring Cleaning: What You May Be Missing

(NewsUSA) – Spring is here, and that means so is spring cleaning. This year, take time to show some love to the workhorses that make your house run smoothly; namely, the washing machine, dishwasher, disposal, and stove.Deep-cleaning these appliances help eliminate hard-water buildup and residue – the silent invaders that degrade the performance of your appliances and create unpleasant odors – to keep them running smoothly, efficiently, and cleanly.The best way to clean major appliances is to use products designed specifically for that purpose. A small investment in a specialty appliance cleaner can pay off in the long run by extending the life of your appliance.The Glisten product line from Summit Brands is one example. The company has a long history of producing effective, environmentally- friendly products designed specifically for a range of appliances.Detox the dishwasher: The Glisten Dishwasher Cleaner both disinfects and reduces hard-water buildup with easy, monthly use. To help keep odors and buildup at bay as needed between deep cleanings, place a Glisten Dishwasher Cleaner & Freshener tablet at the bottom of the dishwasher before running, and run the machine as usual. Glisten Dishwasher Cleaner is the only EPA-registered dishwasher cleaner and disinfectant.Enhance the washing machine: The Glisten Washer Machine Cleaner is designed for monthly use to clean door seals, detergent drawers, and other tricky spots. The product has no bleach or other chemicals that could harm fabrics and meets the EPA Safer Choice designation.Boost your disposal: Get rid of the grunge this spring with weekly use of Glisten Disposer Care Foaming Cleaner, which can help remove not only gunk and buildup in the disposal but in the drainpipe as well.Support the stove: This spring, start a healthy habit of "as-needed cleaning" of cooktops, ovens, microwaves, and other small appliances with Glisten Cooktop & Kitchen Cleaning Pads, engineered for the job with a non-abrasive, deep cleaning side and a soft cloth polishing side.Glisten products are created with consideration of sustainability and environmental impact and are formulated with natural ingredients.For more information about Glisten products and cleaning tips, visit summitbrands.com

Private Jets No Longer for the Rich and Famous

(NewsUSA) – As the world has hit the metaphorical panic button during the rise of Coronavirus (Covid-19) cases worldwide, the daily reality for people and businesses is rapidly changing.Practically overnight, businesses have been forced out of the comfort zone of face-to-face contact, now having to heavily rely on digital platforms. Businesses, especially, are struggling with figuring out how to survive by using digital communication techniques.With the Centers for Disease Control and Prevention (CDC) and government officials emphasizing "social distancing and mandatory nonessential business closures," technology such as live video conferencing, chat boxes, and email will be the basis for millions of Americans for their jobs, schooling, and everyday communication. So, with so many players in the game, how can businesses continue to function successfully?Higher Images, a 20-year-old full-service digital marketing agency located in Pittsburgh, Pennsylvania, is helping organizations, businesses, and the community re-imagine what their lives and work-life will look like through web-based technology and mobile devices.President and CEO of Higher Images, Bryan Thornberg, says, "Rather than going into crisis mode, businesses should take this as an opportunity to expand their knowledge and reach. With many more people relying on digital communication, this is an ideal opportunity for businesses to break boundaries and try new techniques when connecting with clients."Thornberg and his team want to help people not just survive this crisis but to thrive during it and come out with an organization and business model stronger than ever.Thornberg has already been able to impact his clients by thinking outside the box and recommending the usage of technology such as live feeds and Facetime.For example, a hot tub distributor – a business that relies on their retail location for sales – took the recommendation of Thornberg and is now offering live video conferencing for customers to do live demonstrations of products and make purchases.Higher Images also urges businesses to utilize their existing websites to drive business: for example, adding a chat-box function to their website for customer communication, allowing organizations to respond to clients in real-time from the convenience of a cell phone or office computer from any location in the world.With higher internet traffic, this is also a key time for organizations to utilize search engine marketing, Google ads, and mobile in-app advertising technology such as Webtracker, which geo-fences homes to enhance brand visibility. Strategizing with a digital marketing company like Higher Images will provide businesses with the tools they need to succeed.Visit www.howcanmybusinesssurvivethecoronavirus.com for more information.