FIVE FABULOUS HOME OFFICE IDEAS

(NewsUSA)If you’re able to use a whole room as a workspace, it can be outfitted fully with custom built-ins and decorated in appropriate style. Lisa Michael Interiors juxtaposes crisp white-painted hardwood cabinetry with navy-blue nautically inspired wallpaper and accessories in this shipshape Boca Raton home office. Visit www.hardwoodinfo.com for more about putting American hardwoods to work in your home.FRESH & MINIMAL

FRESH & MINIMAL

Photograph: Rebecca McAlpinIn a Philadelphia house, designer Mel McDaniel uses three beech desktops, purchased at a local big-box store, to turn an alcove into a simple but effective workspace for two people. Vintage chairs, painted white, and a pair of residential table lamps complete the homey yet professional look. OFFICE IN A CLOSET

Expanding Diversity Demographics Provides Opportunity for Firms

Five words or less(NewsUSA) – The demographic makeup of the U.S. population and the financial status of its communities are shifting in ways that have significant implications for the country’s economy, including the financial planning profession.
According to U.S. Census Bureau research projections (www.census.gov/content/dam/Census/library/publications/2015/demo/p25-1143.pdf), the United States will have a minority majority population by 2045 as Black, Latino and Asian-American communities grow. These traditionally underrepresented populations are not only growing in size, but they are also building greater wealth.
Purchasing power among people of color has increased exponentially since 2019. The annual buying power of Black consumers was estimated by Nielsen to be $1.3 trillion in 2019 — a roughly 48 percent increase over 2010. Latino purchasing power grew by nearly 70 percent over the same period, according to the University of Georgia, reaching approximately $1.7 trillion in 2019. Additionally, the wealthiest fifth of Blacks — more than three million households — has an average wealth of $395,000, while the wealthiest fifth of Latinos households have more than $400,000 in average wealth.
The U.S. Census Bureau data indicates a large population that could benefit from financial planning advice as families generate more wealth. Research published by the Journal of Financial Planning found that Black and Latino households are less likely than white families to work with a financial planner, and an even smaller percentage of those households choose to receive comprehensive financial planning advice.
Financial advisors and their firms have an opportunity to reach these underserved groups and diversify their client base while providing a valuable and empowering service. One way to do so, according to the CFP Board Center for Financial Planning, is to ensure that the financial planning workforce reflects the diversity of wealth-building communities. It currently does not: Only about 4 percent of CERTIFIED FINANCIAL PLANNERTM professionals self-report as Black or Latino, whereas nearly 32 percent of the U.S. population identifies as Black or Latino.
The Center is leading a collaborative, profession-wide effort to implement sustainable diversity, equity and inclusion initiatives that can address this systemic challenge and foster greater diversity among financial planners.
Visit CFP.net/The-Center-for-Financial-Planning to learn more about the Center’s diversity-focused initiatives and get involved.
Diversifying the financial planner workforce is a prudent strategy for financial firms seeking to diversify their client base.

This Heart Month, Pledge to Help Your Heart with These 3 Fitness Tips

(NewsUSA) – It’s Heart Month and a good time to have a little heart-to-heart with yourself about the health of your ticker. Heart disease is one of the deadliest diseases in the nation, but the good news is that with a little loving care — and exercise — you can help prevent it. Exercise helps to strengthen your heart muscle, manage your weight, lower bad cholesterol, raise good cholesterol, and control high blood pressure. These benefits of exercise reduce the risk of heart attack or stroke. Now is a great time to kickstart your plan to prevent heart disease by following these exercise tips.1. Don’t wait. Find a way to exercise safely now. With many gyms closed or restricted due to COVID-19, a lot of people have either sidelined their exercise programs, or have transitioned to outdoor options like walking, jogging, or biking. If you’re ready to fire up your exercise regimen without freezing outside, then join millions of other Americans by participating in free online workouts that will engage and inspire you to exercise. Growing numbers of participants nationwide claim that streaming workouts have been a "lifesaver." They provide a daily regimen, a sense of community and accomplishment, as well as real health improvement benefits.2. Search for classes tailored to your goals, fitness level, and health status. There are countless numbers of streaming workouts available to meet most every need. Research shows that aerobics and resistance training are best to prevent heart disease or improve heart health. But it is important to do more than one or two types of exercise. Adding variety will benefit your fitness even more, according to Jaynie Bjornaraa, PhD., MPH, PT and Associate Vice President of Digital Fitness Solutions with American Specialty Health Fitness. "Exercises for flexibility and balance, such as yoga, tai chi, and dance, can improve your ability to do other types of exercise," says Bjornaraa. "In addition, they’re fun and great for stress relief, and the mix of exercises can reduce risk of injury."Ready to begin? First, make sure you know your heart risk factors so you can find an exercise program that’s right for you. If you have high cholesterol, high blood pressure, obesity, or other health issues, make a pledge to call your doctor to discuss your heart health goals and what types and level of exercise might be safest for you.3. Select online classes and instructors that motivate you. Data shows that 50 percent of sedentary people who start a new exercise program drop out after 6 months. An instructor who inspires and motivates you is key to your success. Top motivating factors include enthusiasm and encouragement, a "real" personality, and challenging exercises. Finding a class time that suits your schedule also increases your chances of sticking with a program. Explore options like those offered through the Silver&Fit® program, which premieres 54 free, public Facebook Live and YouTube exercise classes per week, catered to older adults. These half-hour classes include cardio, strength/bodyweight, yoga, dance, tai chi, mixed formats, and flexibility and balance, all available at the beginner, intermediate, and advanced levels. The classes premiere Monday through Saturday, from 8 a.m. to 4 p.m. PT. You can even check out their roster of elite instructors on their website at www.SilverandFit.com."Anyone can participate in the free Silver&Fit senior exercise classes on Facebook and YouTube, and what better time than Heart Month to get started?" adds Dr. Bjornaraa.Silver&Fit class participant Ethel George says, "Great workout! Thank you Silver&Fit for keeping us safe, healthy, and sane during these tough times."To view the workouts, visit www.facebook.com/SilverandFit or www.youtube.com/SilverandFit.

BookBites: Fun and Informative for Your Reading Delight

Five words or less(NewsUSA)

“How To Be A Badass Vigilante: Book One ”
by Michael Anderle

When given power, what would you be willing to sacrifice for the greater good? Fed up with playing the normal game, ex-cum laude, ex-soccer star, ex-popular and mostly broke Kera MacDonagh changed her life when she read “How to be a Badass Witch” (http://amzn.to/3qfAzLz) and shockingly, the spells worked.
She barely made it out of the first few weeks of on-the-job training before her powers got her in trouble. Hunted as a magical vigilante, the Kims sacrificed to keep her safe. Kera hunts criminals in the darkness of LA, but will she be able to hide the signature of her powers, too? Will magic be enough to help her come out on top? Purchase at http://amzn.to/2XscEMv.

BookTrib Bites: Fun and Informative for Your Reading Delight

(NewsUSA) "How To Be A Badass Vigilante: Book One"
by Michael Anderle When given power, what would you be willing to sacrifice for the greater good?Fed up with playing the normal game, ex-cum laude, ex-soccer star, ex-popular and mostly broke Kera MacDonagh changed her life when she read "How to be a Badass Witch" (http://amzn.to/3qfAzLz) and shockingly, the spells worked.She barely made it out of the first few weeks of on-the-job training before her powers got her in trouble. Hunted as a magical vigilante, the Kims sacrificed to keep her safe.Kera hunts criminals in the darkness of LA, but will she be able to hide the signature of her powers, too? Will magic be enough to help her come out on top? Purchase at http://amzn.to/2XscEMv."No More Dodging Bullets"
by Amy HerrigAfter overcoming a heroin addiction as a teenager, Amy Herrig faced a different addiction 20 years later: money. She and her father were thriving as small business owners in Dallas when a government lawsuit threatened to take everything — their businesses, their money, and their freedom.Accused of crimes she hadn’t committed, Amy fought to stay out of prison, but that wasn’t all. From one life-altering change after another, she gained a new perspective on herself and on what matters most in life. From an exhausting and demoralizing situation came a new outlook of gratitude, but also remorse and humility. Purchase at https://amzn.to/34kSUhJ."Red Souls"
by Susan F. BanksCalled "a creative and entertaining new novel … artfully combines the best elements of science fiction, paranormal, fantasy, and magical realism into a suspenseful and imaginative story with a tasty dose of romance. The reader has access to a wonderful new world with … strange phenomena and intriguing characters."Willet, a young woman with abnormally sensitive hearing, is recruited by a 165-year-old Astral Master named Gem to help her drive Red Souls out of Los Angeles. Red Souls attack the minds and emotions of humans who succumb to violence, dread and despair.Gem must form a Circle to fight the astral attacks. Willet, her sister and the men they love create a fighting force powerful enough to defeat an ancient evil. Purchase at https://amzn.to/3qG3Hvv."The F Place"
by Sonal Trivedi and Christine StrobushBeneath the placid surface, there is a toxic culture at The F Place. The company is plagued by backstabbing leaders, drama, lies, scandal, and unhappy employees to the point that both the performance and the wellbeing of the people in the company are fractured. 

Lifetime Premieres Four Ripped- from-The-Headlines Originals

(NewsUSA) – Nothing beats the midwinter blahs like a juicy true crime movie, and the Lifetime television network delivers with a quintet of original movies as part of its popular "Ripped from the Headlines" series premiering this February/March, including three movies featuring Law & Order alumni.Following on the heels of the February 13 premiere of "Death Saved My Life," starring Meagan Good, Lifetime launches an original movie each week for the next four weeks.The February 20 premiere of "The Long Island Serial Killer: A Mother’s Hunt for Justice," starring Kim Delaney, has added significance as Lifetime’s 400th original movie. The plot follows a mother’s quest for the truth about her daughter who disappeared yields gruesome evidence of a possible serial killer who has never been identified."As the leading producer of original movies, it’s truly exciting to hit 400 this February," says Tanya Lopez, executive vice president of scripted content for Lifetime and LMN."This milestone speaks to the incredible power and longevity of Lifetime Original Movies in the television landscape, and I am thrilled to unveil even more movies in 2021," she adds."Girl in the Basement" premieres on February 27 and stars Judd Nelson, Joely Fisher, and Stefanie Scott in the horrifying story of a teenage girl imprisoned by her father in the family basement, where she is subjected to years of rape and torture while her mother and sister believe she has run away.The next two movies, "Circle of Deception," airing on March 6, and "A House on Fire," airing on March 13, are inspired by the work of popular true crime writer Ann Rule."Circle of Deception" stars Diane Neal as a former beauty queen caught in the intrigue when her best friend’s husband turns up dead."A House on Fire" features Stephanie March as a doctor with a seemingly picture-perfect life who hides a rocky marriage and a toxic relationship with pills and alcohol.All four films feature women in key production roles as part of Lifetime’s Broader Focus initiative.Actresses Elisabeth Rohm and Ashley Williams make their directorial debuts with "Girl in the Basement" and "Circle of Deception;" Shamim Sarif directs "A House on Fire," and Emmy-winning journalist Deborah Norville serves as an executive producer for "The Long Island Serial Killer: A Mother’s Hunt for Justice."Each movie debut is followed by a short documentary with more context about the real-life stories that inspired each feature.Visit mylifetime.com for more information.

BookTrib Bites: Four More Great Reads for Your Consideration

(NewsUSA)"Journey to the Hopewell Star"
by Hannah D. StateJourney to the Hopewell StarA mysterious star could bring stability to her world…or lead her to a blistering end. Quiet and introverted 12-year-old Sam Sanderson is comfortable living a simple life on her family’s peaceful farm. That is, until a mysterious visitor arrives one night, thrusting her on a formidable and dangerous journey across galaxies.

With little direction and no training manual, her mission is to find the elusive Hopewell Star to save a dying planet. But with time running out, a destructive business mogul tracking her every move, and deadly disasters threatening her community, she’ll have to rely on her wits, courage, and friends to make things right and restore peace to both worlds…all while surviving seventh grade. Purchase at http://amzn.to/38rAI8q.

BookBites: Four More Great Reads for Your Consideration

(NewsUSA)"Journey to the Hopewell Star"
by Hannah D. StateJourney to the Hopewell StarA mysterious star could bring stability to her world…or lead her to a blistering end. Quiet and introverted 12-year-old Sam Sanderson is comfortable living a simple life on her family’s peaceful farm. That is, until a mysterious visitor arrives one night, thrusting her on a formidable and dangerous journey across galaxies.With little direction and no training manual, her mission is to find the elusive Hopewell Star to save a dying planet. But with time running out, a destructive business mogul tracking her every move, and deadly disasters threatening her community, she’ll have to rely on her wits, courage, and friends to make things right and restore peace to both worlds…all while surviving seventh grade. Purchase at http://amzn.to/38rAI8q."Unfettered Journey"
by Gary F. BengierUnfettered JourneyThe Hunger Games meets West World. Called "a captivating and fast-paced futuristic love story…a future that feels eerily authentic," the story is about an AI scientist who seeks to create true robot consciousness. He leaves everything behind to find answers. But a mysterious woman on a personal mission interrupts his search.Fighting unjust forces, he is swept into an evil plot that neither can elude. Their struggles against machines, men, and nature test the resilience of the human spirit. Set in a richly imagined near future, this is a cross-genre novel combining thrilling action, adventure, and a love story. Chosen as a Book of the Month by Bookclubz.com. Purchase at https://amzn.to/34GNn5kDouble Vision"
by Hamelin BirdDouble VisionFor fans of Stephen King, Michael Koryta, and Lawrence Block. In this haunting new horror thriller featuring a down-and-out detective, solving the case of a lifetime and tracking down a dangerous killer is only half of the story.Off the wagon and confronted with the pain of divorce and loss of his family, Michael Lunsmann hits rock bottom. But when he wakes up after a blackout binge with a bullet in his arm and no memory of how it got there, he’s thrown headfirst into a supernatural murder mystery. Now, four teens are dead at the hands of an elusive madman, and Lunsmann may be the only hope for justice. Purchase at www.hamelinbird.com"My Mother’s Pain"
by Fae BidgoliMy Mothers PainMy Mother’s Pain explores the progressive nature of cultural abuse and the tragic decisions women bound to such conventions must make in the name of love, often denying and even sacrificing their true selves. This is also a story of healing, rebirth and reunion. Twenty-five years ago, Jennifer Thompson made a decision that would change her life and hopefully protect her unborn child.A phonecall from her daughter shatters the stitched-together memories of lost love and her mother’s pain that make up Jennifer’s fragile reality. Hours later, Jennifer sits in her car in front of a small house in Erie, PA. She has driven from San Francisco, but she doesn’t know where she is or why. Purchase at XXX.NOTE: BookBites is a continuing series bringing readers information and ideas for their next read. For more reading ideas, visit BookTrib.com and subscribe to our weekly newsletter.

BookBites: Four More Great Reads for Your Consideration

(NewsUSA)"Journey to the Hopewell Star"
by Hannah D. StateJourney to the Hopewell StarA mysterious star could bring stability to her world…or lead her to a blistering end. Quiet and introverted 12-year-old Sam Sanderson is comfortable living a simple life on her family’s peaceful farm. That is, until a mysterious visitor arrives one night, thrusting her on a formidable and dangerous journey across galaxies.With little direction and no training manual, her mission is to find the elusive Hopewell Star to save a dying planet. But with time running out, a destructive business mogul tracking her every move, and deadly disasters threatening her community, she’ll have to rely on her wits, courage, and friends to make things right and restore peace to both worlds…all while surviving seventh grade. Purchase at http://amzn.to/38rAI8q."Unfettered Journey"
by Gary F. BengierUnfettered JourneyThe Hunger Games meets West World. Called "a captivating and fast-paced futuristic love story…a future that feels eerily authentic," the story is about an AI scientist who seeks to create true robot consciousness. He leaves everything behind to find answers. But a mysterious woman on a personal mission interrupts his search.Fighting unjust forces, he is swept into an evil plot that neither can elude. Their struggles against machines, men, and nature test the resilience of the human spirit. Set in a richly imagined near future, this is a cross-genre novel combining thrilling action, adventure, and a love story. Chosen as a Book of the Month by Bookclubz.com. Purchase at https://amzn.to/34GNn5kDouble Vision"
by Hamelin BirdDouble VisionFor fans of Stephen King, Michael Koryta, and Lawrence Block. In this haunting new horror thriller featuring a down-and-out detective, solving the case of a lifetime and tracking down a dangerous killer is only half of the story.Off the wagon and confronted with the pain of divorce and loss of his family, Michael Lunsmann hits rock bottom. But when he wakes up after a blackout binge with a bullet in his arm and no memory of how it got there, he’s thrown headfirst into a supernatural murder mystery. Now, four teens are dead at the hands of an elusive madman, and Lunsmann may be the only hope for justice. Purchase at www.hamelinbird.com"My Mother’s Pain"
by Fae BidgoliMy Mothers PainMy Mother’s Pain explores the progressive nature of cultural abuse and the tragic decisions women bound to such conventions must make in the name of love, often denying and even sacrificing their true selves. This is also a story of healing, rebirth and reunion. Twenty-five years ago, Jennifer Thompson made a decision that would change her life and hopefully protect her unborn child.A phonecall from her daughter shatters the stitched-together memories of lost love and her mother’s pain that make up Jennifer’s fragile reality. Hours later, Jennifer sits in her car in front of a small house in Erie, PA. She has driven from San Francisco, but she doesn’t know where she is or why. Purchase at XXX.NOTE: BookBites is a continuing series bringing readers information and ideas for their next read. For more reading ideas, visit BookTrib.com and subscribe to our weekly newsletter.

Babyproofing Made Easy At Home and On the Go

(NewsUSA) – Parenting has been described as "the toughest job you’ll ever love," and figuring out how to keep your baby safe can be one of the most difficult elements of parenting. Child safety in the home is especially important as the ongoing coronavirus pandemic keeps more young children at home for longer periods of time."The best way to conduct a home safety check is to get down on all fours and look up at the world from the point of view of a crawling child," says Carolyn Ziegler, co-founder and product development director for Dreambaby.®"It’s amazing the hidden dangers you will identify," she adds.The right child safety products are designed to make life easier for parents while keeping children safer at home and on the go.Dreambaby® is a family-owned company with more than 20 years of experience in developing affordable, easy-to-use safety products.With more young children at home (and more parents still working from home), safety products such as the Lever Door Lock from Dreambaby® provides peace of mind for parents by preventing curious children from exploring potentially dangerous areas of the house, such as laundry rooms, basements, or garages. The lock fits most lever-door handles, and can easily be engaged and disengaged by adults without the need for a key.The arrival and increased distribution of coronavirus vaccines means that more people are venturing out of the house, and taking their babies with them. But child safety doesn’t stop at the front door.The Dreambaby® Non-Contact Rapid Response Infrared Forehead Thermometer provides a reliable reading within seconds of holding the device approximately one inch from the skin, so parents and caregivers can determine immediately whether fever is present.Once you are out and about, the Dreambaby® Oxford Baby Carrier keeps your baby more secure, comfortable, and close to you. The carrier is designed to be worn three ways, with baby in front facing inward, in front facing outward, or riding backpack style with the carrier strapped on the parent or caregiver’s back. Special features include an ergonomic design, easily adjustable and removable headrest, padded shoulder straps, lumbar support, and breathable mesh lining.Visit dream-baby.com for more information about ways to keep your children safer, healthier, and happier.