Cut Costs for a Healthier, Wealthier You

<b>Cut Costs for a Healthier, Wealthier You</b>“></td>
<p>(<a href=NewsUSA) – As insurance premiums rise, more Americans delay seeking healthcare. But people can adopt healthier, more frugal lifestyles that save money and help prevent chronic illness.

Here are some ways that Americans can boost their health and wealth:

– Start exercising. No matter the condition -; heart attack, dementia, diabetes, arthritis, depression, osteoporosis, obesity, vascular disease, stroke -; exercise helps prevent or improve poor health. Aerobic exercise enhances circulation while releasing feel-good hormones and boosting immunity. Strength training leads to better bone density.

Regular exercise makes financial sense. Walking or running costs nothing, and many community pools are free. And if Americans exercise thirty minutes a day, they might save money on doctor bills and medications.

– Quit smoking. Smoking is an expensive addiction. In addition to costs per pack, smoking causes poor health -; treating cancer doesn’t come cheaply -; and lost productivity.

According to the American Lung Association, smoking cost the U.S. approximately $97.2 billion dollars each year in health-care costs and lost productivity. Quitting not only saves money on cigarettes, but on later-life healthcare as well.

Eat healthier. Eating well doesn’t have to mean more spending -; some of the healthiest foods are also the cheapest. Dried beans, for example, contain cholesterol-free protein and fiber. Skim milk costs much less than steak. Forgoing meat once or twice a week helps cut food budgets while also reducing dietary fat and cholesterol.

Saving money can mean a healthier body, not to mention a healthier financial portfolio -; if Americans improve their physical and economic health, they can also secure their financial future. For example, a modest, pack-a-day smoker spends, on average, $4.49 every day. If that smoker quits his habit, then saves the money he would have spent on cigarettes, he will keep an extra $31.43 in his pocket each week.

And why not put that extra money towards retirement? Some financial services allow users to save small amounts at a time. For example, Save 252 (, helps users put away as little as a dollar a day towards retirement. The service automatically transfers a set amount of money, which the user determines, from a regular checking account into a savings account or IRA.

So, if the smoker, using Save252, transfers $4.49 into a savings account every day that the financial markets are open, he will save $1,131.48 in just one year.