Mobile Payment App Gives Apple Pay a Run for Its Money

Five words or less(NewsUSA) – This fall, like clockwork, Apple, Inc. will launch its iPhone 8, with yet another new operating system. Added to the mix will be the launch of Apple Pay Cash and sending money inside its messenger app, also known as Peer to Peer (P2P).
The problem is that millions of Apple and Android users won’t be able to use it.
The reason is that you must have an iPhone 6 or higher to be compatible with iOS11, which means that of the more than 90 million iPhone users in the United States, approximately 55 million will not have access to Apple Pay Cash and P2P.
This gap in service by two of the largest technology companies in the world could send all of the excluded iPhone and Android users to seek an alternative way to send money and have it loaded to a card.
Enter MovoCash, the brainchild of Eric Solis, which has created a payment platform that allows consumers to link their bank accounts to their MovoCash account for mobile payments with no limitation on the number of supported banks.
Unlike Apple Pay or Android Pay, MovoCash eliminates the need for retailers to buy expensive equipment.
“MovoCash is a transformative way to think about payments,” says Eric Solis, CEO and founder of the company.
“It always bugged me that companies like Apple would roll out a product that is so hard to use. You have to have a newer iPhone, you have to have a card that supports Apple Pay, you have to go to a merchant that supports Apple Pay. At the end of the day, so many consumers are locked out of the digital economy. We fixed all of that with MovoCash,” says Eric Solis, founder of the company.
To that point, MovoCash allows users (and even non-users) to send money to a friend instantly. And that friend can then turn around and buy a latte.
Some of the many advantages of Movocash compared to Apple Pay are that:
* Apple Pay can only be used by iPhone owners. With Movo- Cash, you can send money to anyone who has a smart phone.
* Only about 1 in 3 retailers support Apple Pay, while MovoCash is supported by more than 99.9 percent of retailers.
* Apple Pay can be spent where Apple Pay is accepted (usually not online) or sent to your bank. MovoCash, on the other hand, can be spent at nearly 100 percent of merchants. You can also get cash at an ATM, cash back with a purchase, pay bills, send someone a check, or shop online.
Consider this: according to Gartner, Inc., an American research and advisory firm providing information technology-related insight, of the 431 million smart phones sold worldwide in 2016, 352 million were Android devices and 77 million were iPhones. This is important because MovoCash has plans to expand globally.
As for the domestic market, there are 107 million Android smart phones in the United States and 90 million iPhones, of which 55 million are iPhone 5 or older. This means that a total of 142 million smart phone users in the United States will be blocked from using Apple Pay Cash. Alternatively, MovoCash works across all devices and has plans for global expansion.
“We are thrilled with the capabilities created with MovoCash,” says Solis.
“Our technology is available now and has many more features that make managing your money much easier than any other tool on the market.”
For more information, visit https://movo.cash/.

How to Turn Volunteering Into a Family Affair

Five words or less(NewsUSA) – Want to volunteer to make things better, but think you lack the time? You’re not alone.

A new survey conducted by State Farm found that busy lifestyles is one of the biggest barriers keeping people from getting as involved as they’d like. And since 77 percent say they prefer volunteering with those they know, the summer months -; with kids off from school -; offer parents the ideal opportunity to perform their good deeds with the entire family.

Two of the best suggestions that take maybe an hour each? Drawing pictures to send to veterans, and cleaning up a local beach or park.

A Decade Later, Economic Crisis Still Hitting Middle-Income Boomers

Five words or less(NewsUSA) – Ten years after the U.S. financial crisis of 2007, a survey from the Bankers Life Center for a Secure Retirement found that middle-income boomers feel less than secure about their financial future, with almost 100 percent surveyed saying the economy has not fully recovered, and 65 percent believing they have not personally benefitted at all from any recovery.

Prior to the economic crash, many baby boomers had a clear vision of their retirement, but now say in all likelihood they will not be as financially independent as they once thought. Fortunately, resources from organizations such as Bankers Life can help middle-income boomers better plan for retirement with useful tips and how-to’s, because no one should have to choose between having to pay for long-term care and buying groceries.

Ladder Safety Should Be Tops for Home Improvers

Five words or less(NewsUSA) -As the warm weather of spring and summer arrives, ambitious and well-intentioned homeowners embark on cleaning, maintenance, and improvement projects that often involve roofs, gutters, and ladders. However, working on a ladder can be dangerous.
Consider this: every year, approximately 164,000 people visit emergency rooms in the United States because of ladder accidents, according to data from the World Health Organization.
Underscoring the fact that lack of knowledge about ladder safety is a growing problem are recent survey results published in the American Journal of Preventive Medicine which found that the number of ladder-related injuries in the United States has increased by more than 50 percent in 15 years.
Professionals and nonprofessionals alike can benefit by keeping some safety tips in mind, courtesy of the Consumer Product Safety Commission:
-Stand firm. When positioning a ladder anywhere around your home, be sure to place it level on firm ground.
-Have a partner, but go solo. When climbing a ladder, have another person with you to hold the lower end for extra safety and support. However, only one person at a time should be on a ladder so it doesn’t become top-heavy and fall over.
-Don’t go to the top. Never stand on the top rung of a ladder, and don’t reach from a ladder. Instead, climb down and move the ladder to the location of your choice.
-Watch for doors. Never place a ladder near a door that can be opened; an unexpected exit could lead to a ladder accident.
-Be shoe smart. Wear shoes with clean, dry soles when working on ladders. Avoid sandals or flip flops.
Most importantly, don’t forget the rule of three: According to the American Ladder Institute, the “Three Points of Contact” rule means keeping either two hands and one foot or two feet and one hand in contact with the steps, rungs, or side rails of a ladder at all times to reduce chances of a slip or fall.
Gutter cleaning and maintenance are among the highest risk activities for ladder injuries. One option to reduce the risk is to install rain dispersal gutters that don’t require routine cleaning.
Products such as the Rainhandler Rain Dispersal system are engineered to keep leaves and debris out of gutters.
Visit www.rainhandler.com for more information about how the right gutter management can simplify home maintenance.

Rooting for Potatoes: The Spud Makes A Comeback

Five words or less(NewsUSA) – Forget low-carb diets and Atkins; those sweet, succulent spuds are once again finding their place among meat and vegetables at the dinner table.
To celebrate its return to center stage, Kita Roberta of Girl Carnivore is recognizing the health benefits of a plant-based diet, while still including your favorite proteins.
To that end, Girl Carnivore has created a recipe that is packed with carrots, beets, kale and Idaho potatoes. Add the sweetness of maple aioli and you’ve got yourself a good-for-you meal.

Roasted Roots and Chicken Power Bowl with Maple Aioli

Viscount Mining Corp: Company to Watch In 2017

Five words or less(NewsUSA) – Back in the late 1800s, hordes of miners descended on Colorado’s Custer County to seek their fortunes. They staked nearly 100 individual claims, and mined large amounts of top-grade silver and gold from the ground. The area even acquired a revealing name: the Hardscrabble Silver District.
The mines fell on hard times by the 1920s. But there was plenty of ore left in the ground. When one of the properties in the District, called Silver Cliff, was explored using modern techniques in the 1980s, geologists found some of the highest levels of silver ore ever measured in North America — and estimated that the area contained 40 million to 50 million ounces of silver. That would be worth more than three-quarters of a billion dollars at today’s prices.
Still, the Silver Cliff property and others like it remained untapped — until now.
A North America-based company called Viscount Mining Corp (TSXV: VML, OTCQB:VLMGF) has realized the potential of both Silver Cliff and a similar historical mining property in Nevada called Cherry Creek. As he explains in a recent interview with Stock-Sector, Viscount CEO Jim MacKenzie did the painstaking work of acquiring the properties. Then he oversaw a new round of geological exploration in which new test holes were paired with the holes drilled in the previous testing at Silver Cliff.
The results from this new exploration have now come in — and they are extremely impressive. The data shows up to 67 ounces of silver per ton of ore at Silver Cliff, confirming the great promise shown in the earlier results. Viscount is now planning the next phase of drilling to verify and expand the resource, looking towards full-scale mine operations.
Meanwhile, the company is also moving ahead with its Cherry Creek property in Nevada, which includes more than 400 past claims and more than 20 mines that produce silver, gold, and tungsten.
“With these two valuable mining properties, I think that Viscount Mining Corp. is ideally positioned to take advantage of the long-term demand for — and rising prices of — silver and gold,”says professional geologist Howard Lahti, Ph.D, Viscount’s Vice President of Exploration.

How to Stay Hydrated Like a Pro All Summer

(NewsUSA) – Many of us spend our summer soaking up the sun. Kids are out of school, outdoor sports are plenty, and people are enjoying warm weather activities. However, spending a lot of time outside in the elements puts you at risk for dehydration-related concerns.While most people know that water is critical for your health, what you may not know is that water makes up about 55 to 65 percent of your body. Many may be surprised to know that losing only four percent of your body weight — roughly the equivalent of riding a bike for three hours in extreme heat without rehydrating — may cause you to faint.1The following simple tips from Dr. Ralph Holsworth, a board-certified family medicine physician and head of clinical and scientific research for Essentia Water, will help you stay well hydrated this summer:* Sip with purpose; don’t chug. — When you drink too much water at once, it passes through your system too quickly, failing to go to the kidneys. This can lead to dehydration despite the amount of water you may be drinking. Drinking too much water can also cause cramping, as well as bloating and stomach pains, due to loss of electrolytes. Aim to take a sip of water every 15-20 minutes when you’re playing sports or when it’s hot outside and you should be right on track.* Aim to drink 3 liters a day. — The age-old 8-glasses-a-day rule doesn’t always suffice in the hot summer months. People should try to drink 12 glasses a day, especially if they are planning on working out, playing sports or spending excessive amounts of time in the sun. A good trick to know if you’re drinking enough water is to keep your urine the color of straw (or transparent yellow).* Bring water with you. — Spending more time out of the house often means less easy access to water. When you leave for a day at the beach, make sure you throw enough bottles of water in your beach bag to last throughout the day. Keeping a case of water in your car is another way to ensure you’ll always have water on hand.* Limit sun exposure. — Not shielding yourself properly in the sun causes you to sweat more, which can lead to quicker dehydration. Wearing cotton clothes that are breathable in the heat and a hat that covers your ears will help protect you from potentially dangerous health issues such as heat exhaustion.Whether you’re an athlete, a weekend warrior or just want to take better care of yourself, staying hydrated is essential to a healthy body, especially during the hot summer months. John Ross III2, wide receiver for the Cincinnati Bengals, knows a thing or two about the importance of staying hydrated, especially during the summer heat."I push my body to the max every day and sometimes it can get into the 90s during practice," says the recent first-round pick in this year’s NFL draft."If I’m planning to exercise outside in the heat, I always prioritize two things — sleep and staying hydrated. I always get at least 8 hours of sleep and always have a bottle of water by my side."For more information about Essentia Water, visit www.essentiawater.com. 1 Research from Stavros Kavouras, director of the Hydration Science Lab at the University of Arkansas.2 John Ross III has a paid sponsorship agreement with Essentia.  

Forget Politics! Together We Can Save Our Climate!

Five words or less(NewsUSA) – One day before President Donald Trump announced his decision to pull the USA out of the Paris Agreement, Climeworks, an innovative Swiss startup, launched the world’s first commercial carbon capture plant in Hinwil, Switzerland.
The plant, which filters carbon dioxide directly out of the air, offers a solution in the fight against climate change. Climeworks, which invented and developed a novel CO2 filtering material, aims to remove 1 percent of CO2 global emissions from the air by 2025.
business campaigning Ltd., a Swiss campaigning firm with the motto “meaningful campaigns for meaningful ideas” was “dismayed by Trump’s decision, but buoyed with hope after seeing the launch of this potentially climate-saving technology,” made the decision to launch the Planet First campaign to remove 100 tons of CO2 from the atmosphere and store it safely underground.
The business campaigning team believe that technology now enables ordinary people to collectively make a difference in the fight against climate change, no longer needing to rely on governments to fight it on their behalf.
The filtered CO2 can either be stored safely underground, used as a raw material in the food and beverage industry, or to manufacture carbon-neutral synthetic fuels, which can be used in the auto industry.
The Planet First campaign will fund the removal of 100 tons of CO2 from the air in support of Climeworks’ goal in the fight against climate change.
“We want to make a mark with this campaign. Through technologies, such as Climeworks,’climate protection can become a viable business model,” explains business campaigning Ltd., owner and CEO Peter Metzinger.
“The filter plants in Switzerland can evolve into a global export industry and create a new economic sector — the circular carbon economy. Startups and companies can deliver decisive impetus to truly sustainable climate protection, utilizing CO2 as a raw material and reducing the reliance on fossil fuels. This is how we can fight climate change,” says Metzinger.
The Planet First crowdfunding page is www.wemakeit.com/projects/let-s-remove-100-tons-co2.
For further information, visit www.planetfirst.earth.

Don’t Discount Safe Driving This Summer

Five words or less(NewsUSA) – Summertime brings longer days and ideal driving conditions to much of the United States. However, summer weather can also lull drivers into a false sense of security, according to data from a survey conducted by Michelin.
Approximately two-thirds of the drivers surveyed (67 percent) reported feeling safer while driving during the summer; their top reasons were better weather (81 percent) and better road conditions (83 percent).
However, more car accidents occur during the summer months than at any other time of year, according to the National Highway Traffic Safety Administration.
The Michelin survey found that 81 percent of drivers said they drove less cautiously in the summer, while 72 percent said they were less likely to pay attention to fellow drivers. Also, drivers were nearly three times less likely to check their tires during summer months.
“Drivers tend to think about their tires in the winter, when slippery, icy roads require maximum traction. But heat is the enemy of tires,” Sarah Robinson, driving safety expert at Michelin, says in a statement.
“Some of the most severe tire-related incidents are due to under-inflated tires in summer months.”
To combat potential hazards, Michelin offers several tips for safe summer driving:
– Give your car a tuneup. Before a summer road trip, check your car’s oil and fluids, battery, windshield wipers, and tires.
– Check your tires. Use the penny test to ensure your tire tread, and check tire pressure using the manufacturer’s setting found on the driver’s door.
– Focus fully on your driving. Avoid using your phone, eating, or tending to children or pets in the backseat. Furthermore, pull over for a break when you start to feel tired, and switch drivers if possible.
– Watch your distance. Always keep a safe following distance to maneuver in case of emergency, even on dry roads.
– Carry an emergency kit. Keep an emergency bag in your car with water, blankets, flashlight, jumper cables, and non-perishable food.
Visit MichelinMan.com for more driving safety information.

Entrepreneurs Embrace In-House Fitness

Five words or less(NewsUSA) – The popularity of health and fitness services is driving many entrepreneurs to start home-based businesses.
For those innovative individuals, Fitbomb, a patented fitness tool, may be the perfect fit.
This “fitness sauna”allows individuals to provide an entire gym’s worth of in-house fitness services easily.
David Shurtleff, a disabled veteran, created FitBomb as an option for those looking to improve athletic performance, enhance their health, or simply reduce the effects of aging.
“It’s like having your own fitness center without the overhead,” says Mr. Shurtleff.
“The FitBomb has everything you need to start a business, providing live video instruction for … martial arts, dance, barre, [and] hot yoga,” he says.
Other benefits include healthy detox and heated massage.
Combining sauna and fitness works by incorporating infrared heat to warm the muscles, thus helping users perform high-intensity resistance exercises with reduced risk of injury.
“Like most gym owners, you don’t even have to be a personal trainer yourself,” says Mr. Shurleff. “Just turn on the Wi-Fi and your choice of training videos instantly appears,” he explains.
As a testament to the potential to enhance your bottom line is Cheryl Murray, a fitness instructor and mother of two who set up a studio in her basement. Within months, she is making $15,000 a month for a combination of fitness training and deep fascia massage services inside the FitBomb.
Other entrepreneurs have taken the studio mobile.
A Canadian team set up a FitBomb in a box truck and promoted it with the slogan, “FitBomb: Explosive Health & Fitness delivered to your door.” They share profits with a small group of personal trainers.
Its appeal lies in its convenience and customization.
Patented features include attachments involving strategically placed “D” rings inside fitness sauna. Users attach exercise bands to these “D” rings to perform a number of exercises. The studio also features stretch bars, pull-up bars and the options to place speed bags, punching bags, and other workout accessories.
The FitBomb is available in a Studio size (7 by 9 feet) and a Solo size (6 feet, 5 inches by 50 inches).
Other special features include touch screen controllers that activate Wi-Fi videos on a TV in each unit. It is handicap-accessible, and also has a Power Access System card designed to activate power to the FitBomb for a pre-determined time and a number of activations that allows easier tracking of user activity.
For more information, visit www.fittsystems.com.