A Simple Test to See If You’re Up to Installing Your Own Roof

(NewsUSA) – Sponsored by GAF – Think you’re up to tackling the fourth most dangerous job in America? Well, that’s what you’d be doing if you decide to install your own new roof.According to the latest figures from the Bureau of Labor Statistics, even police officers have less chance of dying on the job than professional roofers do. And yet countless do-it-yourselfers risk life and limb every year to try to save some bucks and/or prove they know their way around a pneumatic nail gun."There’s no better way to meet an orthopedic surgeon – or an undertaker – than by spending an extended amount of time on your roof," cautions PopularMechanics.com. "One small slip or misstep, and it’s a long way down."With that caveat in mind, here are three questions to ask yourself before committing:* Are you comfortable with heights?You may have had a great time going hot-air ballooning with friends, but it’s an entirely different thing being up 40 feet on a roof knowing that – even after you’ve ripped out all the old roofing and checked for damage – you still have to install things like leak barrier and roof deck protection before you can even think about nailing on new shingles.Again, all while 40 feet off the ground.And all while wearing rubber-soled boots to (hopefully) keep you from tripping on a slick spot, safety glasses to (hopefully) keep you from injuring an eye with an errantly hammered nail, and a harness to (hopefully) keep you from plummeting to the ground when working on a steeply pitched roof. * Are you as strong as you think?You’d better hope so because you’ll be lugging what feels like tons of roofing material and equipment up a ladder.The equipment alone includes (but isn’t limited to): an air compressor, a circular saw, a hack saw, an electric drill, a saw horse, a roofing shovel, a claw hammer, a framing hammer, a chisel, and the aforementioned pneumatic nail gun, which has been described as "basically a weapon."And that ladder? Not only will you need to position it exactly right for safety reasons (extending it 36 inches above the landing or roof eave), but there’s a potentially life-or-death reason why it should be made of a particular material."It’s crucial to use a non-conductive ladder made of wood or fiberglass when working near wires to avoid electrocution," advises Jason Joplin, program manager of the GAF Center for the Advancement of Roofing Excellence (CARE). "Far too many roofers have died because they were using metal ladders."* Do you already have the necessary tools?Remember, that was just a partial list you just read. And as Angie’s List says, "If you have to go out and buy a power saw but don’t plan to use it in the future, it’s probably not a good investment."Having second thoughts? GAF (gaf.com), North America’s largest roofing manufacturer, has made it easy to find the most reputable and adequately insured professionals in your area by searching its website’s GAF Master Elite Contractor database.Oh, and for those wondering, the top three most dangerous jobs are loggers, fishing workers, and aircraft pilots. Cops, incredibly, didn’t even make the top ten. 

This Subscription Box Helps People Do Good and Feel Good

(NewsUSA) – In today’s busy world, the convenience of products and services delivered directly to your home makes life easier. But you can receive more than the usual groceries, diapers and dog food. You can get support and encouragement, and bring about positive change to a world in need.Faithbox is a subscription box that meets this need by providing ongoing spiritual support and inspiration, as well as a way to do good works.Here are a few of its benefits:Good works: Its charitable focus allows you to do good and affect positive change. Faithbox is a company making a difference to people who want to make a difference. Products in each box are sourced from companies and organizations that don’t exploit people or nature. Rather, they support and empower eco-friendly, humane and sustainable organizations.Consistency: Fresh, thought-provoking tools promote daily practice, which in turn promotes growth, change and improvement in any area of your life. That includes both your spiritual and emotional health.Convenience: At-home delivery makes it easy to have regular, ongoing access to new and uplifting devotional materials and unique products that embody good works. This convenience is especially helpful for anyone who wants to find new, faith-based products, or who lives in a remote area where they might not be readily available.For many people, a regular dose of inspiration, along with the anticipation of something positive and new every month, is a strong way to supplement their spiritual journeys. Faithbox’s devotional materials and products are built around a monthly theme, such as Leadership, Journey, Grief, Connection, Transformation and others. Each product in Faithbox is mindfully and conscientiously curated based on the month’s theme. Faithbox has several subscription options, including monthly, three-month and one year.Visit Faithbox.com for inspiration and more information. 

MovoCash Embraces Culture of Community

Five words or less(NewsUSA) – These days, it can be hard to find a company that values its people – especially in the financial-tech industry, where employees feel like cogs in a machine, disconnected from their colleagues or customers.
MovoCash, Inc. (MOVO), unlike traditional financial institutions, is a payment platform that empowers people to convert their mobile phone into a digital bank in their pocket. What makes MOVO different are its core values and “The Filter,” a system that the company practices to build the culture and drive the organization.
For starters, MOVO’s corporate culture is one of inclusion. MOVO is broken into teams for each functional area, such as tech, support, administration and consumer operations, all for the purpose of serving its customer base – individuals unable to get a regular account at a traditional bank for any number of reasons.
MovoCash helps these individuals function in the economy as banked people, so they can work, take care of their families, and improve their lives.
Some of the corporate culture strategies that set MovoCash apart include:
– Equal time. The MOVO teams meet daily in a group called “the huddle.” During these meetings, each person is coached on how to apply agile development principals. Team members share with each other what they worked on the day before, what they are working on currently, and then communicate if they need any help.
“We say we’re ‘going into the bubble,'” one team member explains, “The bubble has rules which allows team members to explore ideas no matter how extreme. This is a time for robust dialog where the team shares their perspective and comes to a consensus on topics that enhance the productivity of the overall team.”
– Equal effort. Eric Solis, the CEO, establishes the strategic direction and short and long-term goals and maintains overall responsibility for execution, but the company leadership and teams are trusted to work together and support each other to carry them all out. All MOVO users, team members, strategic partners, and vendors become a part of the MOVO family. The tightly-knit company works together to achieve its goals and then takes every opportunity to celebrate in team victories, especially when they succeed at providing customers the best possible experience and the feeling of independence that comes with financial inclusion.
– Equal empowerment. The MOVO culture is designed to make customers feel empowered, regardless of their past financial history or current status.
MOVO enables users to make direct deposits from an employer, Facebook, PayPal, Venmo, and others. You can also make peer-to-peer payments similar to the way traditional banks use Zelle.
“Our goal is to deliver powerful ways for you to access and interact with your money in an increasingly mobile world,” says Solis. “Our team stands behind these words.” Central to the MOVO mission is the promise to its customers and its passion to see them thrive.
For more information about MOVO and to download its app, visit www.movo.cash.

Gifts to Give on Administrative Professionals Day

Five words or less(NewsUSA) – With Administrative Professionals Day around the corner on April 25th, like many, you may be wondering what to give your secretary, assistant or other administrative worker. You’re not alone.
Many people are confused about what is appropriate and how much to spend. According to Laura Jennings, the CEO of bespoke gifting company knackshops.com, $50 is the average price point for a gift and it’s important to treat everyone equally.
“Salaries, titles, bonuses and office locations already build hierarchies,” she says. “Gifts are the perfect opportunity to say thank you to everyone.”
The best way to make your team members feel appreciated is to take the time to really think about the message you want your gift to convey. Jennings has three tips to help harness Administrative Professionals Day effectively:
1. Give items that stress the “professional” in Administrative Professional.
The workplace has thankfully evolved from the gender stereotyped world in which the original National Secretary’s Day was launched in 1952. It’s important to recognize all levels of professionalism in the office with appropriate gifts that express professional integrity. Leather journals, fine pens, and professional organization memberships are appropriate examples.
2. Think about giving gifts that add luxury, convenience or fun to a workday.
Your administrative professional may know almost everything about you; this is your opportunity to pay them the same compliment, while keeping it completely professional. Items such as desk accessories, water bottles, travel mugs, and other tools that add luxury, convenience or fun to anyone’s work day are a good place to start. But stay away from flowers: nothing ranked lower than flowers in terms of employees’ most requested employer gifts in the 2018 Business Gifting Satisfaction Report. You may want to consider gifts such as the The Sweet Life to beauty up their desk, Thanks-Olate Gift Set to say thanks, or Black Tie as a token of your appreciation, all available at knackshops.com.
3. Remember that food and wine are always appreciated.
Gifts of food (and wine, if you know they are fond of the grape) are universally acceptable in the business-gifting world and are something that employees tend to use and love.
“Make it memorable, by adding something useful like a tea towel, cheese knife, serving bowl, corkscrew or cheeseboard to your food gifts,” Jennings advises. Knackshops.com’s Carnivore’s Delight, Caffe Autentico and The Cheese Course are examples of decadent gifts that they’ll remember long after the food has been consumed.
Gift cards are appreciated by employees of all ages and genders, although particularly so for women over 40. The only downside is that research shows they may be quickly forgotten – less than 40 percent of employees say that gift cards are “very memorable.”
Lastly, data shows that a personally-addressed message is actually the most important element of your gift.
“It’s really about the story. A personally-addressed gift message can increase the memorability of a gift and turn it into a special moment,” Jennings says. “There is also nothing easier to do – and quicker – than dropping in a meaningful note.”

How to Defeat A Clog

Five words or less(NewsUSA) – Sponsored News –

See full-sized image here.

American Winemaking Family Continues with Next Generation

(NewsUSA) – Family businesses, large and small, are vital to the US economy. However, few family-owned businesses make it to the third or fourth generation of family ownership. CK Mondavi and Family has been successful because of its excellent quality, great value and family heritage. It’s also a family wine business remains committed to remaining family-owned even after almost seventy-five years. Today, the third, and now fourth generation family members are now at the helm of this US wine legacy, leading this wine brand into the future."CK Mondavi and Family wines are a tradition that has been in our family for four generations," says 4th generation Riana Mondavi."Passion has kept our family business going and I can say for all of us in this next generation, we are extremely humbled to carry on a wine legacy that was started by our great grandparents so long ago. We are also wholeheartedly committed to continuing the Mondavi family tradition for generations to come."Riana and other "G4" family members including Alycia Mondavi, Angelina Mondavi, Giovanna Mondavi, Lia Mondavi, and Lucio Mondavi, are continuing to steward the family’s winemaking institution as official brand ambassadors, the major shareholders of their family business. Two G4 members now serve as representatives on their Board of Directors. Their fathers, Marc Mondavi and Peter Mondavi, Jr., remain co-proprietors of the company, but this next generation of cousins is now more involved in the direction of the business.CK Mondavi and Family was started by their great grandparents, Cesare and Rosa Mondavi, Italians who turned a mid-western grape-shipping business into a wine legacy. Eventually, the G4’s grandfather, Peter Mondavi, Sr., took over the family business and continued to work tirelessly to ensure the business would be around for generations to come. Today, they continue to honor their grandfather’s legacy in everything they do.All of the G4 grew up on and around their family’s Napa Valley estate, learning the business from a very young age. They played tag in the vineyards, picked grapes at harvest, worked in the cellars, and came to love their family business. It’s no wonder that they are now playing a larger role and are being groomed to steward the company in to the future.Each member of the "G4" brings his own approach and expertise to the business. Their collective expertise encompasses a range of talent and skills that will benefit every part of the family business – winemaking, management, engineering, finance, marketing and sales. This next generation remains committed to continuing to produce consistently delicious everyday wines from grapes that are 100 percent sourced from California vineyards, and sustainable farming techniques and winemaking practices that are more typically found with expensive wines. They are the first and only wines that are 100 percent "Made in USA Certified."The G4 members of the iconic Mondavi family are in place to move the company forward while ensuring best wines and best practices with each bottle that carries their name.You can find them online at CKMondavi.com, or on Twitter, Facebook, Pinterest and Instagram @CKMondaviWines.

Boat Insurance Basics May Help You Stay Afloat

(NewsUSA) – Having the proper insurance may not be the most exciting part of owning a boat, but being savvy matters; the right coverage saves money, time, and hassle in case of an emergency.As a new boating season gets underway, boat owners should know the basics of different types of insurance coverage, review their current plan, and be sure they have the one that best meets their needs.Some key areas of coverage to consider this season include:- Salvage savvy. No one wants to lose a boat, but if the worst happens, don’t assume salvage is part of your insurance policy.According to the Boat Owners Association of The United States (BoatUS), some boat insurers will subtract the cost of salvage from the boat’s insured value. That means owners receive reduced funds for repairs, or less money back if the boat is a total loss. So seek out a policy that offers salvage coverage separate, but equal to the hull-value coverage.- Consequential concerns. Consequential damage is a tricky area of boat insurance. Data from BoatUS indicate that about half of all sinkings occur when the boat is docked and a small part below the waterline fails, often as a result of wear and tear, corrosion, or inadequate maintenance.An insurance policy may not cover the failed part, but ensure that it covers "consequential damage," such as major repairs or the cost of the boat in cases of total loss in the wake of a failed part.This consequential damage coverage generally only applies to major or total losses. It’s typical, for example, to cover the immediate consequential damage resulting from any sinking, fire, explosion, demasting, collision or stranding.- Rescue review. On-water towing assistance is an element of some boat insurance policies, but understand what type is right for your needs.If you have only one boat, ask your insurance company whether it offers a towing service. Some companies, such as BoatUS, have their own towing fleet. Important questions for your insurance company: Who is providing the towing service, if not their own fleet? Is there 24-hour service? Will you have to pay out of pocket and seek reimbursement?For more tips and information to optimize your boat insurance, visit BoatUS.com/insurance for quotes or contact marine insurance specialists at 800-283-2883. 

Life’s Biggest Moments Take Center Stage in New UP TV Series

(NewsUSA) – As warm weather approaches, so does wedding season, and family-focused entertainment network UP TV heads down the aisle with a pair of new, unscripted series set to debut this summer.The series, "Our Wedding Story," takes viewers inside the relationships between the brides and grooms. With exceptional and cinematic storytelling, viewers will get to live each couple’s love story – from the moment they met to the walk down the aisle.In "Crazy Beautiful Weddings," viewers go behind the scenes with busy wedding planner Lynzie Kent. Wedding planning is an art and a science, and Ms. Kent brings her style and people skills as she navigates diverse tastes, the couples’ visions and various venues, to create one-of-a-kind celebrations for her clients that will make the big day something to remember."On UP, our viewers have seen the families in our beloved series exploring new relationships, planning weddings and having kids," Amy Winter, executive vice present and general manager of UP TV, says in a statement announcing the shows."By greenlighting new series that focus on those specific life moments, we invite our audience to experience all of the joy and excitement that many different couples are going through as they share their personal journeys of life’s biggest moments," she says.The pair of wedding programs complement new episodes of two existing shows that highlight another one of life’s biggest moments – the journey to parenthood.This spring, UP premieres new episodes of its groundbreaking series, "Expecting," which follows expectant parents as they prepare for a new addition to the family. With no producers or camera crews, it is the first show that asks couples to turn the lens on themselves, to give the audience a peek into one of life’s most exciting and personal journeys – welcoming a child.Also premiering in April is "One Born Every Minute." The series takes viewers inside a hospital maternity unit to experience the joy, excitement and drama as babies are delivered.UP is available on DIRECTV, DISH, Verizon Fios, AT&T U-verse, Xfinity and local cable. For more information about the family-friendly programming and where you can find the channel, go to UPtv.com.To find more details on social media, check out UP TV on Facebook at https://www.facebook.com/Uptv, on Twitter on @Uptv, and on Instagram at UP_TV.

Scuba Diving Brings Health, Hope to Injured And Disabled

Five words or less(NewsUSA) – Scuba diving can be an exotic and enriching activity, but for many, it can also be a therapeutic one.
The weightlessness of a water environment allows individuals with a range of injuries or disabilities to exercise, relax, have fun, and gain confidence. Children and adults with challenges including traumatic brain injuries, amputation, spinal cord injuries, cerebral palsy, and blindness can enjoy the physical and psychological benefits of scuba diving.
Diveheart, a nonprofit organization founded in 2001, trains thousands of volunteers and works with injured and disabled individuals across the world, in areas including the United States, Mexico,UK, Malaysia, Israel, Philippines and the Caribbean.
As Darrell Young, a Vietnam veteran who is paraplegic as the result of a spinal cord injury, explains in a testimonial on the Diveheart website, “Diving gives me a high expectancy of myself. It gives me a goal to accomplish knowing that when it comes to the finish line it doesn’t matter how I finish my dive, but the feeling of strength I gain from diving,” he says.
Diveheart relies on volunteers and donations to help provide adaptive diving and scuba therapy experiences at no cost to the participants. Most of the initial training and first diving experiences occur in school or community pools. Participants don’t even need to know how to swim to benefit from therapeutic scuba diving, and the learning curve is almost immediate, according to Diveheart’s website details.
Diveheart works to spread the word that diving is a real option with many benefits for the individuals affected with injuries and for the volunteers who get involved as “dive buddies.” The basic experience of being in the water with the support of a trained “dive buddy” can relieve pain, improve focus, and bring joy, according to Diveheart participants.
Diveheart also provides adaptive dive training for those who want to take the next step and become adaptive divers or dive buddies to help others.
Most Diveheart participants are eager for destination scuba-diving adventures once individuals are trained and comfortable with the scuba experience. Diveheart offers opportunities for fundraising and also works to find grants for those who struggle with the cost of a dive getaway.
In addition, Diveheart works with the science and medical communities to provide data and research opportunities on the benefits of therapeutic scuba diving for a range of medical conditions.
For more information on participating, volunteering, or donating, visit diveheart.org.

More Buyers in The Market Means Certain Home Upgrades Can Pay Off

Don’t think of Millennials as just the early adopters of Uber. Think of them as the next generation of home buyers.

The newly released U.S. home ownership rate rose last year for the first time in just over a dozen years (it’s at 64.2 percent). This is driven mainly by the desire to own versus rent by the under-35 crowd who, to date, have been hesitant to commit for both financial and personal reasons.