Bed and Breakfasts Give Travel a Personal Touch

(NewsUSA) – Travelers seeking a personal touch and insider stories would do well to consider staying at a local bed and breakfast (B&B).B&Bs "are more intimate, with much more personal attention," says Sharon Scruggs, who operates the Fife and Drum Inn with her husband, Billy. Both are lifetime residents of Williamsburg, Virginia, and provide a unique and in-depth perspective on the history of the area for their guests.The bed-and-breakfast experience offers many other benefits beyond what travelers find in a chain- hotel setting.- Location. Many bed and breakfasts are historic properties, often located in the center of scenic areas.The Fife and Drum Inn has been part of Sharon’s family for generations. The building was constructed in 1933 by her grandfather as a combination of stores with apartments above, and is a short walk to the sights and sounds of Colonial Williamsburg, including the holiday Grand Illumination fireworks display.- Character. Part of the charm of a bed and breakfast is the uniqueness; art, décor, and food are integrated to create a complete experience. For example, the Fife and Drum retains the colonial feel of the area in all its guest rooms. Special features include antique furnishings, elegant four poster beds in some guest rooms, as well folk art and artifacts from the restoration period of the historic area available for guests to enjoy.- Food. Bed and breakfasts don’t shirk the breakfast half of the equation, and the best of them reflect the local cuisine. The Fife and Drum features daily breakfast casseroles based on family recipes to reflect the southern cooking of the area; other items include fresh biscuits, Virginia ham, fruit, and a unique blend of granola to fuel a day of sightseeing.- Customization. Not only do visitors to a bed and breakfast get a unique perspective on the place they are visiting, they have options for special packages not available in other hotel settings. Bed and breakfasts can partner easily with local businesses for a smoothly organized and highly personalized vacation experience.The Fife and Drum Inn offers options such as the Historic Triangle Package that includes three nights at the Inn, breakfasts, and admissions to historic Williamsburg, Jamestown, and Yorktown. Bed and breakfasts also lend themselves to romance. Helpful hosts can design guest packages built around proposals, anniversaries, or just a special getaway.Visit fifeanddruminn.com for more details about how a bed and breakfast makes for a memorable travel experience.

Online Portal Offers Quick and Easy Way to Charter Flights

(NewsUSA) – Savvy travelers recognize the benefits of flying privately, including convenience, comfort, and confidentiality. However, those who do employ private travel are not immune to the hassles of dealing with charter operators, a process that often involves waiting days for a flight confirmation.Some online charter jet booking services allow users to enter information, but most do not allow for the actual booking and payment process.Enter ONEflight International, a Colorado-based charter broker, that operates the BAJit online booking program, a system that strives to make the process of booking, confirmation, and payment through its simple online portal, seamless.The website, BAJit.com, allows users to create a profile and search approximately 4,000 domestic luxury jets available through 500 top-rated charter operators.Other special features that make BAJit a win for private jet flyers: they can enter travel details and browse the available jets, viewing both interior and exterior photos as well as information about amenities such as in-flight wi-fi and pet-friendly aircraft. In addition, travelers can view and compare ratings of different jets, compare prices, and consider aircraft size and style.Once travelers have made a choice for the jet that meets their needs, they can book and pay instantly through the secure website. Frequent fliers can save money with a membership program that offers reduced hourly rates.Travelers can feel confident that the planes they book online via BAJit meet strict standards for safety. ONEflight coordinates travel in collaboration with the Federal Aviation Administration and all planes must meet FAA standards. ONEflight also conducts safety screenings before every flight."While economics and convenience are at the forefront of most companies that charter private jets, it is our responsibility to maintain their safety," says Ferren Rajput, founder and CEO of ONEflight International. "Delivering a peace of mind to our clients is a mandate for all our employees. It is why we go through extreme measures in protecting their safety while providing our clients with a great experience on every flight," adds Rajput.Private jet travel will become even easier with the introduction of the BAJit phone app, according to the company website. In the meantime, visit BAJit.com to book a flight with ease, and visit oneflight.net to learn more about ONEFlight International. 

Medicare Plans Offer More Health And Wellness Benefits for 2019

(NewsUSA) – Beginning next year, Medicare Advantage plans will be allowed to cover a broader array of health-related services that may help people with Medicare improve their health.Starting in January 2019, the Centers for Medicare & Medicaid Services (CMS) has expanded the health-related benefits that insurers are allowed to include in their Medicare Advantage plans.Rides to the gym and in-home safety measures such as bathroom grab bars are among the new benefits added to certain Medicare Advantage plans for 2019.Original Medicare combines Medicare Part A, which helps cover hospital and other types of inpatient care, and Medicare Part B, which helps cover doctor visits, outpatient and preventive care. Original Medicare does not include coverage for most prescriptions.Medicare Advantage plans cover everything that Original Medicare covers and may include extra benefits, services and often prescription drug coverage through a private insurer such as Humana.Most Medicare Advantage plans offer extra coverage and services, such as vision, hearing and dental benefits, health and wellness programs, and a 24-hour nurse advice line. And most include Medicare prescription drug coverage.Health and wellness benefits often include fitness programs and gym memberships, and transportation to medical appointments. For 2019, Medicare Advantage plans provide members access to an expanded choice of over-the-counter personal care items such as toothbrushes and toothpaste, pill boxes, cough and cold medicines, eye drops, vitamins, heating pads, compression stockings and other supplies for diabetics, plastic bandages and other first aid items.The new Medicare Advantage supplemental benefits approved by CMS for 2019 also include virtual medical visits and virtual psychiatry, in-home support services and caregiver support.People with Medicare can see which new health and wellness benefits are being offered for 2019 on Medicare Advantage plans in their neighborhood by going online to the Medicare Plan Finder, or for Humana Medicare Advantage plans at www.humana.com/Medicare.You can also call 1-800-MEDICARE (1-800-633-4227) (or TTY: 1-877-486-2048) 24 hours a day, seven days a week, or call Humana at 1-877-877-0714 (TTY use 711) from 8 a.m. to 8 p.m., local time, seven days a week.The Medicare Advantage and Prescription Drug Plan Annual Election Period takes place from Oct. 15 through Dec. 7, 2018 for coverage that takes effect Jan. 1, 2019. Humana is a Medicare Advantage HMO, PPO, and PFFS organization, and stand-alone prescription drug plan, with a Medicare contract. Enrollment in any Humana plan depends on plan renewal.This information is not a complete description of benefits. Call 1-877-877-0714 (TTY use 711) for more information. Telepsychiatry services are currently available to Humana Medicare Advantage members at selected locations. Limitations on health care and prescription services delivered via virtual visits and communications options vary by state. Virtual visit services are not a substitute for emergency care and are not intended to replace your primary care provider or other providers in your network. This material is provided for informational use only and should not be construed as medical advice or used in place of consulting a licensed medical professional.Y0040_GHHKBSPEN_M 

AI Meets Hip Hop in Innovative Music Partnership

Five words or less(NewsUSA) – DigiTrax Entertainment, a pioneer in the music technology industry, brings its artificial intelligence (AI) expertise to the popular hip-hop segment.
With the introduction of KR38R Beats, a unique AI product specifically geared to the hip-hop artist, DigiTrax recognizes the importance of hip-hop music and how it is a great fit for AI technology. The company has paired with Spotlite, a popular and established singing performance app, to create “Rapping with the Robot,” a contest for aspiring hip-hop artists.
The contest is scheduled to begin on Thanksgiving Day and end on New Year’s Eve.
Prizes include an all-expenses-paid recording session, with professional production and distribution across all major platforms.
“We focused our AI on the most relevant segment of music in today’s streaming economy,” says Joe Vangieri, CEO of DigiTrax Entertainment.
“Hip-hop beats comprise one out of every three streams, and generate billions in revenue.”
The KR38R Beats product is based on the Music Builder program, DigiTrax’s unique and innovative technology that helps artists harness the power of artificial intelligence. Artists can feed ideas into the program, which then serves as a composing partner and allows them to create more songs more quickly.
Spotlite is a free, direct-to-fan singing app designed to allow amateur and professional vocalists to sing original music, covers, and karaoke across all musical genres.
“As a fan, you used to go out and buy CDs to support your favorite artist,” says Juan Munoz, general manager of Spotlite Media.
“With the change in how fans ingest content, Spotlite has not only allowed fans a new way to directly support their favorite artists, but the fans become the tastemakers. Through our contests, fans tell us who should truly be recognized for their talent,” he explains.
Other benefits of using artificial intelligence in creating original hip-hop music include greater profitability and protection for the users under copyright law.
“Because we own both the publishing and the sound recording that our AI has written,” Vangieri explains, “this gives us free reign to fully exploit both sides of a song – the publishing and the sound recording.”
DigiTrax plans to introduce several more contests in 2019 to showcase the way its technology is transforming how music is created and enjoyed.
For more information about the company and its future business goals, go to digitraxentertainment.com.

Digital Cash Can Aid Marital Money Management

Five words or less(NewsUSA) – You may be happy with your honey, but the happiest of couples can argue over money.
Financial issues are one of the most cited causes of conflicts in a marriage, and financial problems, including debt and disagreement about money management, are among the top issues in divorce as well.
Merging your life, including your financial life, with someone else’s can be challenging, but setting up a solid financial plan early in marriage can help preserve harmony and nip money conflicts in the bud. Data from Ameriprise Financial show that at least one-third of couples disagree about money at least once a month on topics including savings and discretionary spending.
Fortunately, today’s technology offers new options to help couples navigate shared and individual finances. More American couples now maintain separate bank accounts instead of, or in addition to, joint accounts, and the latest banking apps offer flexibility, security, and ease of use. MovoCash is one example of a digital payment card platform that offers consumers with a variety of financial life hacks as alternatives to traditional banking services. Anyone in the U.S. can open an FDIC-insured MOVO card account that is easy to use and doesn’t require gold-plated credit.
MOVO’s easy design offers a simple financial strategy for couples: each partner can open a separate account for immediate spending needs and personal discretionary purchases, and the couple also can maintain a joint account for major expenses such as savings, bills, and home expenses. Purchases and payments can be made quickly and directly from a phone.
In addition, funds can be transferred instantly between MOVO accounts, and the system allows for direct deposits to manage incoming paychecks and outgoing payments. The MOVO card can be used anywhere Visa is accepted, so that cuts down on the use of credit cards and the potential debt of credit-card bills. The app helps users track transactions and monitor balances, making it easier to avoid overspending and stick to financial goals while leaving room for each partner’s pleasure purchases.
For more information about MOVO’s mobile banking options, visit https://movo.cash.
Are you married with MOVO? Contact support@movo.cash and tell us how you use it, and you have a chance to be featured in a future article.

Black Friday Deals Abound for Orlando

(NewsUSA) – As winter and the holidays approach, it’s time to start planning warm-weather destination trips.Visit Orlando, the official association and travel planning expert for Orlando, offers an additional 10 percent discount on all purchases made at OrlandoTickets.com starting on November 20 to celebrate the start of the holiday shopping season.To access the promotion, visit OrlandoTickets.com between November 20 and 29 and use the promotional code, "GIFT."Shoppers will find exclusive deals and discounts to more than 40 world-famous theme parks, attractions and dinner shows. Most are valid through one year from purchase, so they make great gifts for anniversaries, family vacations, or other special events throughout the year.The Black Friday 10-percent-off offer is in addition to some notable savings opportunities at popular Orlando-area theme parks, including:- Walt Disney World Resort:Savings start at $30 per ticket on Flexible Date Disney tickets.Guests who purchase a 5-day or longer Flexible Date ticket also receive a free commemorative Toy Story towel with each order while supplies last.- Universal Orlando Resort:Guests who purchase a 3-Park, 2 Day Park-To-Park ticket receive an additional two free days of unlimited admission to Universal Studios Florida, Universal’s Islands of Adventure, and Universal’s Volcano Bay for a total savings of $65 per ticket.- SeaWorld Orlando: Guests receive 2 days for the price of 1 with a 2-Day, 2-Park ticket that can be used at SeaWorld, Aquatica, and Busch Gardens Tampa for a savings of $75 per ticket.- LEGOLAND Florida Resort: Guests receive a second day of free admission with the purchase of a single day admission for a savings of $35 per ticket.The Orlando area offers more than 450 hotels not only convenient to theme parks and family activities, but also offering a mix of vacation experiences including water parks, entertainment venues, unique and diverse dining experiences, sports, and nightlife, to appeal to all ages and interests.For more information on how to save money on next year’s vacation, or give the perfect gift experience, check out OrlandoTickets.com starting November 20.

The Ultimate Gift for Golf Gurus

Five words or less(NewsUSA) – Coming up with clever holiday gifts is always a challenge, especially for someone who “has everything.” However, ways to get creative include gifts that provide experiences, not just things to accumulate. Think of enjoying a craft beer or wine of the month, flying a drone or model plane, shushing down the slopes on a customized snowboard, or playing a classic arcade game.
You’re never too old to play, and even hard-working adults need an excuse to discover their inner child now and then. With that in mind, think games when making your holiday gift list.
The most appreciated and enjoyable games are those that get the players engaged, and a classic arcade game customized for use at home fits the bill.
If there is a golfer/gamer on your holiday gift list who has every golf book and product imaginable, look no further than the home edition version of Golden Tee Golf, the quintessential golf video game, now in its 30th year.
“It’s the same exact game – arcade-style cabinet and all – that’s been played and adored at local pubs for 30 years,” according to a company statement. The Golden Tee Home Edition allows players to choose from more than 70 virtual golf courses, and offers hundreds of ways to personalize one’s avatar and equipment.
Players can purchase an online subscription that allows them to check their profile, choose their course, and use their gear, while comparing themselves to other players. In addition, the Real-Time Rivals feature allows players to compete against computer opponents such as legendary PGA tour player John Daly.
The classic game provides distraction and fun for serious golfers or anyone who is serious about video games, and they won’t get tired of it anytime soon. The 30th anniversary upgrade of Golden Tee includes new time-released content that will become available throughout the year. The attractive game cabinet installs easily to HDTV and can easily be moved out of the way so as not to interfere with the rest of the room décor when not in use. The game cabinet currently retails for $3,995, and online subscription options are $9.95 per month or $99.95 per year.
For more information, visit http://home.goldentee.com/2019sale for ideas on how to make someone’s holiday memorable; orders placed by December 14 will be delivered in time for Christmas.

Seven Mistakes to Avoid When Buying a New Mattress

Five words or less(NewsUSA) – A mattress is one of the most important purchases you’ll ever make. You spend approximately one-third of your life in bed and how well you sleep can affect your health and well-being. But shopping for a mattress can be confusing for even the wisest consumers. Here are seven mistakes to avoid when you’re ready to shop for a mattress that will help you get the best night’s sleep possible:
1. Buying too small. Especially if you’re sharing a bed, you should buy at least a queen-size mattress. A healthy person moves 40 to 60 times a night and makes lots of full-body turns. For sound sleep, you need freedom of motion. A full-size mattress, for instance, only gives each partner about the same width as a crib!
2. Being too shy to try. When you shop, wear shoes you can easily slip off and comfortable clothes so you can lie down for a solid five to 10 minutes in your preferred sleep position. Finding a mattress that feels right is a personal choice. Taking the time to truly experience whether the mattress feels good to you is well worth it.
3. Confusing firmness with support. Gone are the days when a mattress had to be hard to provide adequate support. Look for a mattress that allows your spine to maintain its natural alignment while you’re lying down. A supportive mattress can have various types of upper-layer comfort, from very soft to not-so-soft.
4. Not reading reviews or getting referrals. Furniture stores, department stores, sleep specialty shops and online e-tailers all sell mattresses. Ask friends and family for referrals.
5. Trying to comparison shop. Model names vary from store to store, and many retailers offer certain models exclusively, so comparison shopping can be frustrating.
6. Forgetting to ask about return policies. Particularly if you buy a mattress online, you won’t have the chance to try it out, so read the reviews, carefully check return and shipping policies – and be certain there’s good customer support should a problem arise.
7. Assuming the foam is certified. Check to be sure your mattress contains conventional or memory foam that has been certified by the not-for-profit CertiPUR-US certification program. That’s your assurance that the foam meets rigorous standards for content, emissions and durability, and has been analyzed by independent, accredited testing laboratories.
The organization’s website has a directory of participating companies and brands at www.certipur.us.
A little prep work before you start mattress shopping will go a long way in helping you rest easy – in every sense of the word.

Veterans and Medicare: Myths Debunked

(NewsUSA) – For military veterans with Medicare and their caregivers, the Annual Election Period (AEP) for Medicare Advantage and Prescription Drug Plans is a critical time. You’ll want to assess that your health care coverage to ensure you select the best possible health plan to cover your doctor visits, medical equipment, medications and other needs, within your budget in the coming year. To help you with this process, which runs from Oct. 15 to Dec. 7, let’s set the record straight on four common misperceptions about veterans and Medicare.Myth #1: My health coverage is covered by the VA, so I don’t need Medicare.Enrolling in a Medicare Advantage plan may be a good supplement to VA benefits as it may help ensure that there aren’t any gaps in your health-care coverage. Medicare and VA health-care benefits are separate and do not work together. If you enroll in a Medicare Advantage plan, it may provide Medicare-eligible veterans with additional services and location options, as well as prescription-drug coverage.Myth #2: All parts of Medicare are the same.Medicare options vary. For example, Medicare Part A helps cover inpatient hospital and skilled nursing-home care, limited home health services and hospice. Medicare Part B helps cover services from doctors and other health-care providers, outpatient care, home health care, durable medical equipment, as well as many preventative services. With Medicare Part C, or Medicare Advantage, all the benefits under Part A and B are covered through a private insurer, such as Humana, which may also include additional benefits such as fitness center memberships, a nurse advice hotline, and dental, hearing and vision coverage. Finally, Medicare Part D helps cover prescription drugs.Myth #3: There is no way to save money on health-care plans.There are ways to save money when choosing a Medicare plan, such as considering the total value of the Medicare plan you select along with your health, medical and budget needs for the coming year.Myth #4: I’m on my own.Licensed insurance agents with Medicare expertise can help you select the coverage that best meets your needs. Let them know if you’re eligible for VA health care or a TRICARE for Life member, and if your spouse is eligible for CHAMPVA health care, as those details will help determine the best options for you.Use helpful online resources and call centers to make a confident decision for next year.For more information about Medicare, call 1-800-MEDICARE (1-800-633-4227) or TTY: 1-877-486-2048, 24 hours a day/7 days a week, or visit www.Medicare.gov or www.HumanaMedicare.com.Humana is a Medicare Advantage HMO, PPO, and PFFS organization and stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana Medicare plan depends on contract renewal. Y0040_GHHKBK2EN_C 

Low-Cost Internet Program Helps Connect Families, Veterans

Five words or less(NewsUSA) – Most of us can’t imagine life without Internet service at home. We use it every day for news and entertainment, as well as to research healthcare options for our families; to connect with friends and family; to search and apply for jobs, scholarships, or schools; or to shop and save time.
Unfortunately, many low-income households in this country aren’t connected and they’re missing out on the life-changing resources the Internet has to offer.
According to the U.S. Census American Community Survey, 81 percent of U.S. households have broadband Internet access, but only 63 percent of those with annual incomes of less than $35,000 do.
For the past seven years, Comcast has been on a mission to do something about this so-called “digital divide” through its acclaimed Internet Essentials program, which has become the largest broadband adoption program for low-income families across the U.S.
The program has had an enormous impact on families and their children and, since its inception, more than six million low-income Americans have been connected.
To put that in perspective, six million people is larger than the populations of each city in America except New York City. While the numbers can be numbing, the individuals who have benefitted all have their own stories to tell.
“Low-income people face problems when it comes to accessing technology and a lot of people are left behind,” says Pam Ogglesby, an Internet Essentials customer.
“I signed up for the program and I now see what I was missing. I feel connected now and it’s all because of Internet Essentials. I think this is going to change my life drastically. I intend to use the Internet to learn new things.”
In the beginning, Internet Essentials was offered to low-income families with children eligible to participate in the National School Lunch Program. Eligibility has also been extended to low-income seniors in more than a dozen markets, as well as to those households receiving HUD-housing assistance, which includes HUD’s Public Housing, Housing Choice Voucher, and Multifamily programs.
This year, the company is expanding eligibility again to low-income veterans living within the Comcast service area. About a third of the veterans in the U.S. do not have Internet access at home, and only about 60 percent even own a computer, according to the U.S. Census American Community Survey, creating a need for better options for the veteran community. As a result, more than one million veterans across Comcast’s footprint are estimated to be eligible.
Comcast’s Internet Essentials program works with community partners to break down the main barriers to Internet access – lack of affordable service; lack of a computer or other device; and lack of digital training by providing high-speed Internet service for $9.95 a month plus tax, the option to purchase an Internet-ready computer for less than $150, and free digital literacy training in print, in person, and online.
To apply, visit www.internetessentials.com/apply, or call 1-855-846-8376. For Spanish-only speakers: call 1-855-765-6995.