Children’s Eyes Need Sun Protection, Too

(NewsUSA) – No matter what season it is, skin isn’t the only thing that gets burned by sunlight. Eyes are just as sensitive, and children’s eyes are especially vulnerable."The crystalline lens in children’s and teenagers’ eyes is more transparent than in adults, which makes them more susceptible to cornea and retina damage from the sun," says Corinne McCormack, spokesperson for The Vision Council and Fashion Director at FGX International, Inc. "Having your kids wear sunglasses while outdoors is actually as important as getting them to wear hats and sunscreen."The Vision Council just launched a Bureau of Missing Sunglasses initiative informing adults and children that "sunglasses are absolutely critical for keeping vision safe from UV damage," as stated in their 2012 report.So, what can you do to protect your young tike’s eyes?"If you’re concerned your little guy or gal won’t wear sunglasses, look for designs you know they love — like bright patterns, fun shapes or sunglasses with their favorite cartoon or movie character," adds McCormack. The following safety guidelines can also help:Seek shade for mid-day sun. UV rays are most powerful from 10 a.m. until 2 p.m., so avoid being in direct sunlight without access to shade, umbrellas or protective clothing.Wear protective apparel. A wide-brimmed hat and sunglasses are musts. Look for sunglasses with the ‘MaxBlock’ sticker, which indicates 100 percent UVA and UVB lens protection. The Foster Grant sunglass line (www.fostergrant.com) offers styles especially for kids as well as bands to keep them secure on small heads, and every pair has a MaxBlock seal.Set a good example. Your children will learn many habits from you, so reapply sunscreen often, and always remember to wear your sunglasses. Remind kids to pack their sunglasses and hats for vacation, and reward them for reapplying sunscreen. Don’t forget, sunglasses protect your eyes all year round.Failure to comply with eye safety may lead to long-term complications, including cataracts, retinal problems, macular degeneration, cancer and abnormal growths on the eye’s surface. Experts at the World Health Organization say ultraviolet (UV) damage is largely preventable. Encouraging good sun-exposure habits from childhood is a must.

Oral Health Tips for a Timeless Smile

It is well known that taking care of your body, including your teeth and gums, is an important part of healthy aging. Yet, despite recognizing the importance of oral health, many individuals are not taking the essential steps to maintain their smile.

According to a 2008 study by the American Dental Association, Crest and Oral-B, “The Public Speaks Up on Oral Health Care: An ADA and Crest/Oral-B Survey,” more than eight in 10 adults aged 50 to 64 believe maintaining healthy teeth and gums is essential to overall good health, yet only a third say they’re taking the proper steps to do so. That’s exactly the kind of statistic that has health experts worried.

Life Insurance: Possibilities in A New and Complex World

Five words or less(NewsUSA) – According to a recent study published by the Life Insurance and Market Research Association, last year only 44 percent of U.S. households had individual life insurance, and 30 percent of U.S. households had no coverage at all.
These statistics come at a time when using life insurance for both its protection benefit and as a way to build cash has never made more sense. Once pillars of financial stability, home equity, defined benefit plans, 401(k) matches and social security are now under threat. Under these circumstances, funding a college education, launching a new business or meeting an unexpected health emergency are daunting and cannot easily be resolved with many of yesterday’s financial solutions.
A permanent life insurance policy that is reviewed and updated on a regular basis protects more than just assets. It brings stability and can help you take advantage of so many of life’s possibilities.
If you are thinking about buying life insurance or increasing the amount of coverage you already have, here are some common misperceptions you should know:
Life insurance is a death benefit only. In addition to a death benefit, permanent life insurance offers cash value accumulation. This money can be used to cover all kinds of life expenses for you and your family, or, small business.
Buying term insurance with a minimum amount of death benefit and putting the rest of your money in other investments is the way to go. While death protection is important, permanent life insurance offers that protection and cash accumulation, thereby meeting your needs as they evolve throughout your lifetime.
Life insurance matters only when you have children. Life insurance can fulfill many different needs aside from protecting children. For instance, you can access the cash value of a permanent policy to help grow a business or fund a favorite philanthropy.
Life insurance is a monthly bill. Premium payments on a permanent life insurance policy are an investment in your future. A permanent policy is like paying yourself, as the policy accumulates cash value over time that can be used when and however needed.
For more information about all of life’s possibilities that life insurance may fulfill, please visit www.pennmutual.com.

Pedaling Your Way to Better Health

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<p>(<a href=NewsUSA) – If you’re looking to add a new healthy outdoor activity to your workout routine, try bicycling. A low-impact activity that is suitable for all ages and abilities, cycling provides a great way to get outside, and it can be enjoyed year-round with the proper apparel.

The talented, young cyclists from Team Columbia-Highroad, the No. 1 men’s and women’s professional cycling team in the world, know all about helping newcomers get into cycling and staying protected from the elements. By following some of this winning team’s simple tips, you’ll be on the road to your very own Tour de France or Giro d’Italia in no time.

Skill Building: Set realistic expectations by choosing bike trails or courses that suit your skill level. If you are just beginning, don’t try routes with steep inclines and sharp turns — you’ll likely end up sore and discouraged. A number of resources are available to help you pick the perfect trail. For instance, www.pedaling.com allows you to select trails based on length, difficulty and traffic levels.

Clothing Selection: As a team that races more than 200 days a year, the riders of Team Columbia-Highroad need to have the right gear for every type of weather condition. While you’ll likely be spending less time training than the pros, protection from the wind, rain and sun is still a must. In selecting clothing for the outdoors, there are three essentials: fit, comfort and protection from the elements.

Clothing like Columbia Sportswear’s Omni-Shade shirts, jackets and pants provide protection from the sun’s damaging UV rays, making bike rides more comfortable and enjoyable. “When you’re spending six or seven hours outside in the sun, it all adds up,” says Team Columbia-Highroad cyclist and World Cup champion Kate Bates. “The Omni-Shade material is fantastic. It means you don’t have to worry about overexposure.” For more information about Omni-Shade technology or to locate apparel for your outdoor adventures, visit www.columbia.com.

Complementary Activities: Many outdoor activities can complement your biking routine — swimming, walking and hiking are all low-impact activities that will help keep you in shape. Team Columbia-Highroad’s four-stage Tour de France winner Mark Cavendish says, “I like to go walking and hiking and cross-country skiing. I think, fundamentally, that’s where the majority of outdoor people can start.”