Three Simple Swaps for a Healthier Lunch

(NewsUSA)Blazin Buffalo Potato Skins

1. Blazin’ Buffalo Potato Skins

It’s the big-game weekend and you’re hosting. You want something bold, flavorful, and better for you. Get recipe here.Nutty Tapenade

2. Nutty Tapenade

Dips are an easy way to feed the crowd. Here’s a lighter option that is just as creamy and rich as ever. Get recipe here.Spicy California Quesadillas

3. Spicy California Quesadillas

This twist on a classic appetizer will fill you up, while still packing a ton of nutrients. Get recipe here.Sun-dried Turkey Meatballs

4. Sun-dried Turkey Meatballs

You know protein is king when it comes to feeling full, so why not pack a one-two punch by adding Blue Diamond almonds? Get recipe here.Almond Cupcakes

Folding Drones are the New Hot Item for the Holidays

Five words or less(NewsUSA) – Every holiday season has its hot tech item -; from smartwatches to game consoles and now to folding drones.
Drones can give you the bird’s-eye view that makes any video look engaging and exciting, mostly because that perspective hasn’t been possible until drones came about. One of the biggest problems people have had with drones is that they are typically so difficult to carry around and take on adventures.
Cue the folding drone, first launched by GDU in 2015 and recently copied by DJI and GoPro. This design lets anyone take a drone along in a backpack or small bag — portability solved!
But does a folding drone answer all the problems with drones today? Not quite. If you only plan to use a drone for a quick video or two, the DJI Mavic might be a decent choice for the holidays. But if you plan on using the drone for different photography and videography projects, or if you simply enjoy flying a drone, you’ll want to look for something that has a lot more power and the ability to change out gimbals and cameras.
Enter the GDU Premium Byrd — the first and only drone that has a folding design, a high-end 4K camera, the ability to swap out cameras and even carry DSLRs and mirrorless cameras for a true “future proofing” ability. They call this the Universal Flying Platform. And with GoPro recalling their Karma, the Byrd is the only folding drone that also works with a GoPro.
“All consumer-level drones are developed for only one camera, but not the Byrd. GDU will continue to create new gimbal packages to keep the Byrd “future proofed.” They simply don’t want people to have to buy a new drone to use a new camera you might buy: that’s the philosophy behind the ‘flying platform’ approach,” states Nicolia Wiles, GDU Director of Digital. “You shouldn’t have to keep buying $1K drones you don’t need just to use a different camera. When you buy a GDU Byrd, you only invest in a drone once, and can save your money for buying cameras you want to try. No other consumer drone manufacturer offers this.”
The Premium Byrd provides for 29 minutes of flight time, with a guaranteed 1000-meter video downlink system included in the shipped model (no additional downlink technology needed) and also offers a more advanced OFDM system, compared to WiFi transmission in the Standard model. The Price of the Premium Byrd model is $999.00. Dealer information can be found here: https://www.amazon.com/dp/B01N2GCOSP.

Post-Hurricane Matthew: What to Do to Prepare Your Home

Waves break over the church and the castle in Camogli, Italy

Risk mitigation.

It’s a term that typically comes up after every major storm —Hurricane Matthew being the latest to wreak havoc — as homeowners are warned that many houses are simply no match for high winds, and that prudence dictates that they act to help protect themselves and their property from future tempests.

If you think those warnings are needlessly alarmist, so too did all those New Yorkers who got pummeled by Hurricane Sandy.

So what should homeowners do, proactively, to increase their odds of beating Mother Nature?

Read on.

Family Friday Destination: Try This TV Trio

Five words or less(NewsUSA) – For many homeowners, the backyard is not at the forefront of their home-design plans. But procrastination can be an advantage when it comes to outdoor living. By the time many people consider the backyard, they have developed a strong sense of their own décor personality.
Most consumers’ design styles can be classified as traditionalist, bohemian, modern, eclectic, rustic or industrial, according to Belgard, a company dedicated to outdoor living design and elements for patio spaces and beyond.
Fortunately, there are backyard design plans to suit any taste, as well as any budget. Some design elements that might have particular appeal to different décor personalities include:
*For the traditionalist: Classic comfort. What is the primary purpose of a patio? A place for sitting and relaxing. Attractive, sturdy pavers in appealing patterns provide easy walking and an artistic base for conversation nooks of tables, chairs, planters, and picnic tables.
*For the bohemian: Fire pit. Fire pits are an easy way to promote cozy gathering for all ages. And everyone can appreciate freedom from bugs; wood fires can help hold mosquitoes at bay.
*For the modernist: Multiple levels. Homeowners seeking a modern look can consider a range of options for walkways and pavers that might include steps and slopes to wind through a terraced garden.
*For the eclectic: Water features. But not just for swimming. Homeowners can show off an eclectic backyard style with a fountain, fish pond, or other water feature that makes a splash.
*For the rustic: Eating out. Cooking outdoors can reach a new level, as advanced outdoor kitchen units allow guests to help with meal preparation or just chat with the host/chef while enjoying the outdoor setting.
*For the industrial: Unique lighting is a way to make a statement and set a mood in an outdoor setting. Some ways to get creative with light include not only hardscape lighting and illuminated planters, but short-term elements such as lighting fixtures that highlight cool metals and metallics for a more urban, industrial vibe.
Belgard, part of Oldcastle Architectural, was established in 1995 and remains a respected source of durable, classic, stylish outdoor-living products and a resource for design ideas to help homeowners take on backyard design with confidence.
Visit www.Belgard.com for more ideas on optimizing your outdoor living environment.

Curbing Bad Behavior: App Seeks to Harness Overbilling by Contractors

Five words or less(NewsUSA) – That contractors routinely overbill governments at the expense of taxpayers may come as no surprise. That these overbillings likely total hundreds of billions of dollars should shock and infuriate us all.
Consider the recent example involving the city of New York. and its contractor called SAIC. In 2000, New York City contracted SAIC for a project called CityTime, an employee time management system budgeted at $73 million. After flagrant overbilling and kickbacks, the total project cost had ballooned to over $600 million. In 2005, an SAIC whistleblower alerted authorities about this massive overbilling. This led to a criminal fraud charge, and, in March of this year, SAIC (now called Leidos) admitted wrongdoing and agreed to a settlement of over half a billion dollars.
“For seven years, fraudsters working on CityTime had a field day at the city’s expense,” said Manhattan U.S. Attorney Preet Bharara. “Today, the people of New York City have more than a half billion reasons to celebrate, and corporations that deal with the city have more than a half billion reasons to do so honestly.”
This profit-over-principle approach is even more disturbing when it exploits essential government services. Such was the case when Hewlett Packard overbilled New York City $163 million on an overhaul of the city’s 911 emergency-communications system. At a time when the city was struggling to pay for early childhood education, youth programs and fire companies, the devastating effects of government pilfering on taxpayers was clear.
Indeed, overbilling on labor costs is common, especially when contractors charge for unverified hours. But this problem can be solved with technology that objectively tracks and documents billable hours.
TransparentBusiness, an internationally acclaimed cloud-based coordination tool, is doing just that. Designated by Citigroup as the “Top People Management Solution,” TransparentBusiness monitors and tracks in real-time all the computer-based activity of any geographically distributed workforce. By capturing and storing, with CIA-grade security, regular screenshots from employee computers, government project managers can literally verify every billable minute. Such technology not only protects governments from inflated billable hours, but also increases productivity by up to 40 percent by making every billable minute accountable. Remarkably, TransparentBusiness offers much-needed protection from overbilling at no cost to governments.
We have the tools. It’s time to stop writing blank checks to government contractors who inflate their billable hours. It’s time to implement a transparent system of business that will save taxpayers hundreds of billions of dollars.

Tips for Seniors Who Suffer From Muscle Aches and Pains

(NewsUSA) – Sponsored News – Knees start to hurt. Hips start to ache. Maybe your lower back too. And you finally understand what "tennis elbow" means. Welcome to getting older.For years, your bones, muscles, and joints have held up with nothing more than a minor twinge here or a bruise there. Now, however, it takes longer to get out of bed and daily aches and pains seem to be the norm.While it may sound counterproductive, studies have shown that engaging in a moderate strength training program not only helps in toning up, but strengthening muscles that can ache for days. This is especially true as you get older.Experts say that while some pain is expected as you age, it is also the body’s way of telling you something. The following tips can help tired, sore muscles and joints feel better:* Soothe with heat. A warm shower or bath, hot water bottle, or warm cloth can help relax tired muscles and ease muscle spams.* Invite in the cold — therapy, that is. Ice packs can soothe pain, especially if a joint is inflamed or swelling (think joints ankles, elbows, shoulders). Try a cool cloth, cold pack, cold compress wrap, or ice massage. Typically the time is 15-20 minutes on, and the same amount of time off the joint or muscle.* Practice deep breathing. The benefits of using the breath to soothe yourself cannot be underscored enough. Slow, quiet breathing helps relax the body and mind and ease the pain. Aim for about six long, deep breaths a minute.* Get a massage. A foot, back, or hand rub can also alleviate pain. Warm oil or lotion may also help you relax. One note: massage in one area for 10 seconds first to see if it feels good.* Invest in a stairlift. If you have stairs in your home, and there are days that you just can’t seem to make it up due to tired, aching muscles, a stairlift, such as those from Orlando-based Acorn Stairlifts, can help. Unlike chair lifts of old, new models are powered by two small 12-volt batteries under the seat or by regular house current. The chair and built-in footrest typically fold up when not in use. Available for straight or curved stairs, these lifts can be a godsend if you’re recovering from an injury. The lifts include safety belts, lockable swivel seats, and light touch controls for easy operation.For more information, please visit www.acornstairlifts.com

What a Business Stands for Can Mean as Much as What It Does

Five words or less(NewsUSA) – If you’ve ever seen the 1980s movie “Wall Street,” you probably recall Gordon Gekko saying that “greed is good.”
He may have been a bit shortsighted. Times are changing and so are people’s attitudes about corporate America. In fact, a recent survey conducted by the insurance company Aflac suggests Gekko’s days are numbered.
Survey Revelations
Here are some of the things the study found:
* 79 percent of consumers believe companies that stay true to their ethics and values outperform others in their field.
* When it comes to millennials, who are 80 million strong with a $200 billion annual purchasing power, 92 percent are more likely to patronize an ethical company.
* 81 percent of consumers are more likely to purchase from corporations that are active in philanthropic efforts year-round as opposed to only in times of need.
* 60 percent of investors would sacrifice profit for ethical standards when making long-term investment decisions.
Companies Should Consider
So what is an effective corporate philosophy when it comes to social responsibility? In a day of instant access to information, consumers — many of whom have been influenced by such much-publicized issues as Enron, bank scandals, high unemployment and recession — have become much more observant of the actions of corporations, and they’re skeptical.
To stay successful, companies are going to have to shift their priorities. Of course, profit is essential to stay in business, but there are presently impediments to profits that didn’t even exist 25 years ago. For example, the study shows millennials have vastly different and stronger demands for corporate social responsibility (CSR) and philanthropy than do those who are over the age of 35. Interestingly, parents share millennials’ desire to do business with companies that give back, while nonparents have greater indifference. These are important considerations in today’s environment.
Combining a greater demand for social responsibility and the fact that the sustained program is preferred by consumers over the opportunistic donations in times of need, companies now must plan their approach to CSR. Companies that have lasting relationships with philanthropic causes (as Aflac does with fighting children’s cancer) are viewed with favor by a growing portion of people affecting the
nation’s economy.
Corporate giving, however, is not the only determinant of a company’s reputation. Respondents also see integrity as extremely important, so an effective CSR philosophy should promote the integrity of the company, which can manifest itself in many ways.
One such factor is diversity. In fact, 65 percent of respondents agree that the higher a company’s ethical standards, the more diverse the workplace will be.
Protect Your Rep
In today’s culture, businesses that make mistakes are often scolded on social media as being careless or unresponsive to the community. If a company is caught cutting corners or is seen as less than transparent, a steady drumbeat of criticism can threaten its very existence or cause significant costs to overcome the infraction.
After all, the old saying “a reputation is hard to earn but easily lost” is generally true. Companies would do well to heed it.
Learn More
For more information about the insurance company and its support of childhood cancer research and treatment, go to www.aflac.com.

Free Senior Safety Check Offers Peace of Mind for Family and Friends

Five words or less(NewsUSA) – Approximately 60 percent of adults aged 65 and older living alone or in care facilities receive no regular visitors, according to recent studies. Loneliness is a challenge for older adults, especially during the holidays. Some may have no close relatives; others may have family members and friends too far away to visit regularly.
A daily weekday phone check-in service provides peace of mind to family and friends of older adults living alone. The Always in Touch program, offered free from Always Best Care Senior Services, is designed mainly for seniors or disabled adults who are homebound, isolated, living alone or in need of daily contact. It can be temporary for someone recuperating from an illness or surgery, or it may be a more permanent situation, according to Always Best Care.
Here’s how it works: Representatives of Always in Touch call each day and allow the phone to ring up to 15 times. If no one answers, they will call again 15 minutes later. If there’s still no answer, the representative will try to reach the individual’s designated emergency contacts.
“This unique program allows us to give back to our communities in a very meaningful way,” says Michael Newman, Founder and Chief Executive Officer of Always Best Care.
Friends and family members who do live near elderly relatives living alone also can help address holiday loneliness by assisting with opening and reading holiday cards, arranging for visits from a representative of a local church, decorating the home, or organizing a party at a senior facility.
Loneliness often leads to depression if ignored. Signs of depression in seniors include loss of appetite, loss of interest in activities or socializing, and problems sleeping. Regular phone calls when family members are distant, as well as when they live nearby, are an important way to combat depression by making older adults feel loved and cared for.
Always in Touch is not a substitute for professional medical advice or services, and the company reminds individuals and caregivers to call a personal physician or 911 immediately if help is needed. To sign up for the Always in Touch program, contact a representative from Always Best Care by calling 855-710-2255. For more information about Always Best Care services, visit www.always-in-touch.com.

College Debt a Big Concern for Millennial Parents

Five words or less(NewsUSA) – Ah, the plight of parents with college-bound children.
According to the just-released 9th annual national “College Savings Indicator Study” conducted by Fidelity Investments, while more parents than ever before are socking away money to finance their children’s college educations — 69 percent nationwide, up 5 percent from last year — they’re still on track to save just 27 percent of their stated goals by the start of freshman year.
Even non-math whizzes can see what’s described as “the challenge ahead” implied by these two numbers: $232 (the median monthly amount parents report saving) and $31,231 (the current average annual cost of tuition and fees at private colleges).
Of particular interest may be the behavior of millennial parents.
This is the generation, born between 1981 and 1997, whose particular revelation from the 2008 recession was how tough it is paying off their own student loans while trying to establish a career (56 percent who graduated with such debt remain saddled with it). So it’s understandable, as the study found, that they “appear particularly determined to help their children” avoid the same plight — specifically, by planning on covering 8 percent more than the 66 percent of their offspring’s college costs than parents overall.
“Millennials have weathered challenging conditions for much of their adulthood, and have adopted smart savings habits at a higher rate than their older counterparts,” says Keith Bernhardt, vice president of retirement and college products at Fidelity.
Here are some ideas you might not have thought of to keep from underfunding your own kids’ higher education:
* Consider opening a 529 Plan. According to the survey, 93 percent of parents using one of these state- or state agency-sponsored, dedicated college accounts say it helps keep them on target. Savings can be used for tuition, books, and other education-related expenses. And the best part? Federal income taxes are deferred on any earnings, and separate state tax deductions may also apply.
* Get with the trend. You’ve heard of wedding registries set up to help finance a honeymoon in, say, exotic Bora Bora, right? Well, it’s the same for college. If you have a 529 Plan through Fidelity, for example, its free 529 Online Gifting Service lets friends and family contribute to your account — with a private dashboard provided for you to send invitations and track gifts.
* Reallocate pre-school dollars. If your child has aged out of day care and afterschool care, that’s an average of $730 in monthly fees that could instead be squirreled away in a dedicated college savings account.
One other finding to emerge from the study: 70 percent of all parents say they need more “guidance” on the whole subject. Among the most popular Fidelity resource is an interactive, online College Savings Quick Check that lets you see how you’re progressing.

Millennials Are Determined to Lessen Their Kids’ College Debt

Five words or less(NewsUSA) – Pity the parents of college-bound kids.
According to the just-released 9th annual national “College Savings Indicator Study” conducted by Fidelity Investments, while more parents than ever before are socking away money to finance their children’s college educations — 69 percent nationwide, up 5 percent from last year — they’re still on track to save just 27 percent of their stated goals by the start of freshman year.
Even non-math whizzes can see what’s described as “the challenge ahead” implied by these two numbers: $232 (the median monthly amount parents report saving) and $31,231 (the current average annual cost of tuition and fees at private colleges).
Of particular interest may be the behavior of millennial parents.
This is the generation, born between 1981 and 1997, whose particular revelation from the 2008 recession was how tough it is paying off their own student loans while trying to establish a career (56 percent who graduated with such debt remain saddled with it). So it’s understandable, as the study found, that they “appear particularly determined to help their children” avoid the same plight — specifically, by planning on covering 8 percent more than the 66 percent of their offspring’s college costs than parents overall.
“Millennials have weathered challenging conditions for much of their adulthood, and have adopted smart savings habits at a higher rate than their older counterparts,” says Keith Bernhardt, vice president of retirement and college products at Fidelity.
Here are some ideas you might not have thought of to keep from underfunding your own kids’ higher education:
* Consider opening a 529 Plan. According to the survey, 93 percent of parents using one of these state- or state agency-sponsored, dedicated college accounts say it helps keep them on target. Savings can be used for tuition, books, and other education-related expenses. And the best part? Federal income taxes are deferred on any earnings, and separate state tax deductions may also apply.
* Get with the trend. You’ve heard of wedding registries set up to help finance a honeymoon in, say, exotic Bora Bora, right? Well, it’s the same for college. If you have a 529 Plan through Fidelity, for example, its free 529 Online Gifting Service lets friends and family contribute to your account — with a private dashboard provided for you to send invitations and track gifts.
* Reallocate pre-school dollars. If your child has aged out of day care and afterschool care, that’s an average of $730 in monthly fees that could instead be squirreled away in a dedicated college savings account.
One other finding to emerge from the study: 70 percent of all parents say they need more “guidance” on the whole subject. Among the most popular Fidelity resource is an interactive, online College Savings Quick Check that lets you see how you’re progressing.