High-Tech Tools Preview Roof Repairs

The home improvement industry has embraced the digital age; online virtual-reality tools allow homeowners to easily preview, plan, and choose options for all types of remodeling. The development of these virtual-reality products can help prevent homeowners from making costly mistakes that must be repaired later.

Virtual reality is especially useful when it comes to choosing a roof, which is critical to the curb appeal, comfort, and resale value of a home. GAF’s Virtual Home Remodeler allows users to experiment with a variety of different looks, ranging from French country to Victorian to ranch.

The Millenial Homebuyers are Savvy and Know What They Want

It may be hard to believe, but not all of the 18- to-35-year-old generation is so weighed down with college debt that they’re living in their parents’ basements. Contrary to popular perception, the Millennials are driving home sales. In fact, the National Association of Realtors just recognized them as the largest segment of the homebuyer market at 35 percent — up from 32 percent in 2014 — in its most recent 2016 “Home Buyer and Seller Generational Trends Study.”
“The coming years of housing demand will be Millennial-driven and will support the single-family sector,” Dennis Lockhart, president and CEO of the Federal Reserve Bank of Atlanta, says. Given that new reality, here are four things experts say Millennials desire most in a house. Keep these in mind because you will most likely be selling to a younger buyer.

Chiropractic Care Eases Pain During Pregnancy

For pregnant women, pain relief from lower back pain can be a challenge. This is magnified for those expectant mothers who seek opiate painkillers to relieve pain symptoms during pregnancy.

Cases of neonatal abstinence syndrome (NAS) — in which babies are born addicted to opioids because of their mothers’ use of the drugs during pregnancy — have increased fivefold between 2000 and 2012, based on data from mothers and babies in the United States published in the journal, JAMA Pediatrics. That number represents approximately 22,000 infants within the last year, according to the study.

Super Bowl Teams’ Shared Secret to Success

The two teams that competed in Super Bowl LI trained hard and smart to get there, and they shared one notable training element — chiropractic care.

Both the New England Patriots and the Atlanta Falcons employed team chiropractors last season. And while that might not have been the deciding factor that got them to the Super Bowl, chiropractic care has caught the attention of many coaches and players in football and other professional sports as part of a menu of conditioning to optimize athletic performance by staying healthy and injury-free.

Chiropractic Care Offers Drug-Free Pain Relief for Back Pain Sufferers

Lower back pain can be a short-term or chronic problem that can strike anyone of any age at any time. Whether you have a desk job or are on your feet all day, you are likely to experience an episode of lower back pain at some point in your life, along with tens of millions of others. At best, lower back pain is an annoyance; at worst, it is debilitating and interferes with work, leisure activities and your overall quality of life.

Talking about Estate Planning Needs to Happen Sooner Rather Than Later

There are subjects in life that need to be discussed, but many of us tend to avoid them. Issues like mortality and money top the list. As parents and children grow older, a must-have conversation should be the topic of estate planning, but do we know all that we should?

According to Fidelity Investments’ “ Family & Finance Study,” the answer is a resounding — and rather scary — “no.” In fact, seven out of 10 of children underestimated their parents’ estate by an average of $278,000. That’s a big number between knowing what is going on and not understanding at all. It illustrates a breakdown in communication that Kevin Ruth, head of Fidelity’s wealth planning and personal trust, says badly needs addressing through ‘frank conversations” between parents and their adult children.

Unsure What to Do With Your Old 401(k)? Fidelity Can Help

If you recently started a new job or if you’re between gigs and “exploring other opportunities,” you still need to decide what to do with your old 401(k) from your previous employer.

It’s been estimated that there are about 15 million such accounts left behind by former employees, mainly because of either inertia or confusion over strict rules for moving the money. And since the IRS doesn’t allow procrastinating on a key decision — if you withdraw even a dime, you’ve got just 60 days to reallocate into a different tax-advantaged account — here’s a rundown of your options to avoid what could be a costly mistake:

Chiropractic Offers Athletes Drug-Free Pain Relief

Student athletes admire and emulate the pros in their sports. Unfortunately, this mimicry may extend to the abuse of painkillers to avoid injury and enhance performance. One recent study found that approximately half (53 percent) of college-student athletes reported using medications to enhance performance, and another study of high-school-student athletes found that 12 percent of male and 8 percent of female high school seniors reported abusing medications.

Football, in particular, prompts student athletes to seek out ways to enhance performance. “Youth and high-school players see an example that appears to be of men so tough, they laugh at pain,” writes former ESPN.com columnist Gregg Easterbrook in his book, “The King of Sports: Football’s Impact on America.” “The message sent is that young players should use their own bodies recklessly,” he notes.

One New Year’s Resolution You Don’t Have to Keep to Be a Winner

Making a resolution to improve your finances puts you several steps closer along the road to a better bottom line, based on data from Fidelity Investments’ eighth annual “New Year Financial Resolutions Study.” Looking for a resolution that will pay off and pay dividends?  Simply resolving to pay more attention to your finances improves the chances that your financial health will improve.

According to the Fidelity study, 45 percent of individuals who reported making financial resolutions at the start of 2016 were more debt-free at the end, compared with 34 percent of individuals who did not report making any financial resolutions within the past year. In addition, those who made financial resolutions were more likely to say they felt financially secure compared to those who didn’t make resolutions (45 percent vs. 34 percent).

Why Pam Anderson Says She Won’t Use Uber

Don’t expect Pamela Anderson to be using her fame to endorse Uber or any other app-based, ride-hailing service any time soon.

The former “Baywatch” beauty is out with a new public service announcement (PSA) called “The Driving Game!” that slams the ride-hailing industry. As an homage to the classic TV game show, “The Dating Game,” Anderson plays a passenger grilling three male contestants vying to drive her home, and — given the slew of Uber and Lyft drivers who’ve been accused of rape, murder, and other crimes across the country — you can understand why the two identified only as “Ride Hail App Drivers” come off as something akin to dates from hell.