Seasonal Workers Could See Major Boon from 2017 Holiday Hiring

’Tis the season for holiday hiring.

Early predictions indicate a holly, jolly Christmas for retailers, with total sales expected to grow as much as 4.5 percent versus last year’s 3.6 percent. To help, according to the National Retail Federation, 500,000 to 550,000 season workers will need to be hired.

And while some companies are making it attractive to apply, there are still some things that applicants need to be aware of:

• The economy may not be your friend. Rather than hire a slew of temps, some employers such as Walmart are offering extra hours to existing workers.

Join The Fight, Live United

Five words or less(NewsUSA) – For too many people, every day is a struggle. A struggle United Way confronts by working tirelessly with organizations across the world to provide those in need with tools and resources to improve their lives. Like transitional housing and job training that helps families support themselves.

United Way fights for the health, education and financial stability of every person in every community. Join us as we mobilize the caring power of your community. Volunteer or donate at Unitedway.org/jointhefight

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Choosing Health Care Benefits – a Chore or a Labor of Love?

(NewsUSA) – If you’re like most Americans, you probably view benefits open enrollment as somewhat of a chore. After all, 67 percent of employees describe shopping for benefits as complicated, long or stressful according to the 2017 Aflac WorkForces Report.For many, that might be true. But why not look at choosing benefits as something more positive? Consider it a labor of love: a necessary process that helps shelter you and your family from financial concerns in the event of a medical event or emergency.As open-enrollment season hits full swing, think about the effect a serious healthcare issue – whether the result of an accident or an illness – would have on your family. Major medical insurance is the foundation of a solid benefits plan, but it doesn’t stretch to cover copayments, deductibles or the bills that continue to roll in when a breadwinner is too sick or injured to work.That is where voluntary insurance benefits come into play. From accident to disability insurance, voluntary options help pay bills major medical insurance was never intended to cover. That is critically important in today’s world, given that 65 percent of employees who participated in Aflac’s survey reported having less than $1,000 on hand to pay out-of-pocket expenses associated with unexpected serious illnesses or accidents, while 39 percent have less than $500.Tough financial realities may explain why the demand for voluntary insurance coverage is rising among American workers: Overall, 81 percent of 2017 Aflac WorkForces Report participants say they see a growing need for voluntary insurance benefits, and 90 percent at least somewhat consider voluntary insurance part of a comprehensive benefits program. In fact, access to voluntary options is a key factor in workplace contentment, with the survey revealing that it is closely tied to satisfaction, productivity, retention and recruitment.The bottom line is that voluntary insurance is a key part of a well-rounded approach to staying ahead of rising healthcare costs that can add up quickly after an illness or injury. Benefits are paid directly to you, the policyholder, unless otherwise assigned. That means you choose how to use your benefits. Whether you use your benefits to help pay everyday bills, to help cover transportation to receive medical care, to help defray the costs of copayments and deductibles, or to help address any other urgent need, with voluntary insurance, the choice is yours.To learn more about choosing the right healthcare benefits for you and your family, visit Aflac.com.

Voluntary Insurance Can Help Keep Employees

(NewsUSA) – If you’re like most Americans, you probably view benefits open enrollment as somewhat of a chore. After all, 67 percent of employees describe shopping for benefits as complicated, long or stressful according to the 2017 Aflac WorkForces Report.For many, that might be true. But why not look at choosing benefits as something more positive? Consider it a labor of love: a necessary process that helps shelter you and your family from financial concerns in the event of a medical event or emergency.As open-enrollment season hits full swing, think about the effect a serious healthcare issue – whether the result of an accident or an illness – would have on your family. Major medical insurance is the foundation of a solid benefits plan, but it doesn’t stretch to cover copayments, deductibles or the bills that continue to roll in when a breadwinner is too sick or injured to work.That is where voluntary insurance benefits come into play. From accident to disability insurance, voluntary options help pay bills major medical insurance was never intended to cover. That is critically important in today’s world, given that 65 percent of employees who participated in Aflac’s survey reported having less than $1,000 on hand to pay out-of-pocket expenses associated with unexpected serious illnesses or accidents, while 39 percent have less than $500.Tough financial realities may explain why the demand for voluntary insurance coverage is rising among American workers: Overall, 81 percent of 2017 Aflac WorkForces Report participants say they see a growing need for voluntary insurance benefits, and 90 percent at least somewhat consider voluntary insurance part of a comprehensive benefits program. In fact, access to voluntary options is a key factor in workplace contentment, with the survey revealing that it is closely tied to satisfaction, productivity, retention and recruitment.The bottom line is that voluntary insurance is a key part of a well-rounded approach to staying ahead of rising healthcare costs that can add up quickly after an illness or injury. Benefits are paid directly to you, the policyholder, unless otherwise assigned. That means you choose how to use your benefits. Whether you use your benefits to help pay everyday bills, to help cover transportation to receive medical care, to help defray the costs of copayments and deductibles, or to help address any other urgent need, with voluntary insurance, the choice is yours.To learn more about choosing the right healthcare benefits for you and your family, visit Aflac.com.

Talking about Estate Planning Needs to Happen Sooner Rather Than Later

There are subjects in life that need to be discussed, but many of us tend to avoid them. Issues like mortality and money top the list. As parents and children grow older, a must-have conversation should be the topic of estate planning, but do we know all that we should?

According to Fidelity Investments’ “ Family & Finance Study,” the answer is a resounding — and rather scary — “no.” In fact, seven out of 10 of children underestimated their parents’ estate by an average of $278,000. That’s a big number between knowing what is going on and not understanding at all. It illustrates a breakdown in communication that Kevin Ruth, head of Fidelity’s wealth planning and personal trust, says badly needs addressing through ‘frank conversations” between parents and their adult children.

Leave Your Footprint on The Fight Against Childhood Cancer

(NewsUSA) – Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.

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Leave Your Footprint on The Fight Against Childhood?Cancer

(NewsUSA)  –  Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.
 
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Why Pam Anderson Says She Won’t Use Uber

Don’t expect Pamela Anderson to be using her fame to endorse Uber or any other app-based, ride-hailing service any time soon.

The former “Baywatch” beauty is out with a new public service announcement (PSA) called “The Driving Game!” that slams the ride-hailing industry. As an homage to the classic TV game show, “The Dating Game,” Anderson plays a passenger grilling three male contestants vying to drive her home, and — given the slew of Uber and Lyft drivers who’ve been accused of rape, murder, and other crimes across the country — you can understand why the two identified only as “Ride Hail App Drivers” come off as something akin to dates from hell.

Millennials’ Savings Priorities? Depends on Their Sex.

Five words or less(NewsUSA) – NewsusaInfographic – One of the biggest differences between millennial men and women when it comes to saving? Vacations.

Women cited it as their top short-term savings goal in TD Ameritrade’s illuminating “Millennials and Money Survey,” while men were most concerned with having an emergency fund.

But don’t think those females surveyed aren’t also worried about coming up short in a crisis. In fact, by a 12-percent margin -; 62 percent vs. 50 percent -; more females were focused on socking money away to deal with what’s described as “the potential for a financial disruption.”

Post-Hurricane Matthew: What to Do to Prepare Your Home

Waves break over the church and the castle in Camogli, Italy

Risk mitigation.

It’s a term that typically comes up after every major storm —Hurricane Matthew being the latest to wreak havoc — as homeowners are warned that many houses are simply no match for high winds, and that prudence dictates that they act to help protect themselves and their property from future tempests.

If you think those warnings are needlessly alarmist, so too did all those New Yorkers who got pummeled by Hurricane Sandy.

So what should homeowners do, proactively, to increase their odds of beating Mother Nature?

Read on.