Talking about Estate Planning Needs to Happen Sooner Rather Than Later

There are subjects in life that need to be discussed, but many of us tend to avoid them. Issues like mortality and money top the list. As parents and children grow older, a must-have conversation should be the topic of estate planning, but do we know all that we should?

According to Fidelity Investments’ “ Family & Finance Study,” the answer is a resounding — and rather scary — “no.” In fact, seven out of 10 of children underestimated their parents’ estate by an average of $278,000. That’s a big number between knowing what is going on and not understanding at all. It illustrates a breakdown in communication that Kevin Ruth, head of Fidelity’s wealth planning and personal trust, says badly needs addressing through ‘frank conversations” between parents and their adult children.

Leave Your Footprint on The Fight Against Childhood Cancer

(NewsUSA) – Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.

See full-sized image here.

Leave Your Footprint on The Fight Against Childhood?Cancer

(NewsUSA)  –  Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.
 
See full-sized image here.

 

Why Pam Anderson Says She Won’t Use Uber

Don’t expect Pamela Anderson to be using her fame to endorse Uber or any other app-based, ride-hailing service any time soon.

The former “Baywatch” beauty is out with a new public service announcement (PSA) called “The Driving Game!” that slams the ride-hailing industry. As an homage to the classic TV game show, “The Dating Game,” Anderson plays a passenger grilling three male contestants vying to drive her home, and — given the slew of Uber and Lyft drivers who’ve been accused of rape, murder, and other crimes across the country — you can understand why the two identified only as “Ride Hail App Drivers” come off as something akin to dates from hell.

Millennials’ Savings Priorities? Depends on Their Sex.

Five words or less(NewsUSA) – NewsusaInfographic – One of the biggest differences between millennial men and women when it comes to saving? Vacations.

Women cited it as their top short-term savings goal in TD Ameritrade’s illuminating “Millennials and Money Survey,” while men were most concerned with having an emergency fund.

But don’t think those females surveyed aren’t also worried about coming up short in a crisis. In fact, by a 12-percent margin -; 62 percent vs. 50 percent -; more females were focused on socking money away to deal with what’s described as “the potential for a financial disruption.”

Post-Hurricane Matthew: What to Do to Prepare Your Home

Waves break over the church and the castle in Camogli, Italy

Risk mitigation.

It’s a term that typically comes up after every major storm —Hurricane Matthew being the latest to wreak havoc — as homeowners are warned that many houses are simply no match for high winds, and that prudence dictates that they act to help protect themselves and their property from future tempests.

If you think those warnings are needlessly alarmist, so too did all those New Yorkers who got pummeled by Hurricane Sandy.

So what should homeowners do, proactively, to increase their odds of beating Mother Nature?

Read on.

How Safe Is Uber? It Depends on Gender

Modern luxury executive car on a white background

It’s shorthand for the potential danger faced by women using app-based, ride-hailing services like Uber and Lyft. And if you’re already dismissing how dangerous it can be, you’ve obviously missed the rash of headlines like these from across the country.

• “Uber Driver Charged With Rape Ordered Held After Dangerousness Hearing” (Boston Globe, August 2016)

• “Police Had Tip That Lyft Driver Charged With Sexual Assault Planned To Flee Country” (Dallas Morning News, November 2015)

• “Police: Uber Driver Returns to Rape, Burglarize Passenger at Her Home” (FOX-TV New Orleans, January 2016)

New Cystic Fibrosis Treatment Delivers Antifungal Drugs to Lungs

Five words or less(NewsUSA) – Up to half of all cystic fibrosis patients have fungal infections in their lungs caused by a spore-forming mold named Aspergillus fumigatus. Many of those patients, particularly children and young adults, will develop an allergic reaction to the fungus, Bronchopulmonary Aspergillosis (ABPA), according to the Cystic Fibrosis Foundation. Coughing, wheezing and other symptoms can be severe.
Current treatments are oral drugs, including itraconazole. The problem is that high doses are needed to get enough of the drug to the lungs. That causes severe side effects that must be managed and monitored — including liver toxicity.
A more promising strategy is to deliver the itraconazole directly to the lungs by breathing it in. That’s the approach taken by Lexington, Mass-based pharmaceutical company Pulmatrix, Inc. (NASDAQ: PULM). Pulmatrix’s innovation was creating small, dense particles that can be easily inhaled, and combining them with drugs such as itraconazole.
“We’ve urgently needed a way to deliver antifungal drugs directly to the lungs,” says Stanford University cystic fibrosis expert esis that [the] drug may be clinically superior to the same drug that is already approved.”
While PUR1900 has the potential to improve the lives of cystic fibrosis patients, especially children and young adults, it also could bring significant revenues for Pulmatrix. The estimated cystic fibrosis market alone is tens of thousands of patients a year, and the drug could also find much larger markets treating millions of other pulmonary fungal infections and other immunocompromised patients, making Pulmatrix a strong investment opportunity.
For more information on PUR1900, go to
https://www.youtube.com/watch?v=t8RgU8YUtjo.

CDC Warns Against Opioid Abuse. Now What?

Five words or less(NewsUSA) – Sponsored News – Now that the Centers for Disease Control and Prevention has issued its first-ever warning against opioid use, Americans are discovering why drug-free chiropractic care is the most popular alternative for those suffering from back and neck pain, headaches, and other neuro-musculoskeletal conditions.

Watch the video at:

Virtual Colonoscopy Gets Top Marks As Cancer Screening Exam

Five words or less(NewsUSA) – If you’re turning 50, you’re probably aware that it’s time to take your doctor seriously and schedule your annual colon cancer test. You also probably know that it can be an unpleasant and uncomfortable experience.
What you may not know is that it doesn’t have to be.
With a nod to technology, CT colonography, commonly known as a “virtual colonoscopy,” is a less invasive screening procedure than its traditional counterpart, one that can detect polyps the size of small blueberries, as well as cancer and other diseases.
While the federal government has now mandated that all private insurance companies cover virtual colonoscopies (with no co-pay to the patient), Medicare is still dragging its feet by denying coverage to its senior citizens.
Patient advocacy and medical groups are working to gain Medicare coverage for virtual colonoscopy.
“A third of those who should be screened for colorectal cancer (CRC) can’t have or won’t get a colonoscopy,” says Eric Hargis, Chief Executive Officer, Colon Cancer Alliance. “CT colonography increases screening rates where it is offered. Medicare coverage would provide seniors with insured access to an exam that may appeal to them. This would jump-start screening, catch more cancers early, and save more lives,” adds Hargis.
This refusal by Medicare to recognize CT colonography as a viable means of detecting colon cancer comes on the heels of a recent “A” grade by the United States Preventative Services Task Force and endorsement by the American Cancer Society.
“Colorectal cancer is almost always treatable if found early by screening, and the cost to screen and prevent the disease is exponentially less than to treat cancers not found until an advanced stage,” says Judy Yee, MD, Chair of the American College of Radiology Colon Cancer Committee.
Underscoring the need to offer this type of screening — especially to the elderly population — is a recent study in Abdominal Imaging that shows that screening Medicare patients with CT colongraphy would cost 29 percent less than with traditional colonoscopy and save up to $1.7 billion per screening cycle, which may be especially useful in detecting CRC in minorities, where screening rates are historically lower.
“We need to innovate to increase colorectal cancer screening rates,” says Dr. Yee. “Medicare virtual colonoscopy coverage provides an option that more seniors may choose. Early detection through increased screening saves lives, enables less extensive treatment and preserves quality of life.”
For more information, please visit RadiologyInfo.org.