Talking about Estate Planning Needs to Happen Sooner Rather Than Later

There are subjects in life that need to be discussed, but many of us tend to avoid them. Issues like mortality and money top the list. As parents and children grow older, a must-have conversation should be the topic of estate planning, but do we know all that we should?

According to Fidelity Investments’ “ Family & Finance Study,” the answer is a resounding — and rather scary — “no.” In fact, seven out of 10 of children underestimated their parents’ estate by an average of $278,000. That’s a big number between knowing what is going on and not understanding at all. It illustrates a breakdown in communication that Kevin Ruth, head of Fidelity’s wealth planning and personal trust, says badly needs addressing through ‘frank conversations” between parents and their adult children.

Leave Your Footprint on The Fight Against Childhood Cancer

(NewsUSA) – Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.

See full-sized image here.

Leave Your Footprint on The Fight Against Childhood?Cancer

(NewsUSA)  –  Leave your footprint on the fight against childhood cancer.

Childhood cancer affects thousands of families across the United States, yet it remains largely underfunded. In fact, less than 4 percent of federal funding earmarked for cancer research goes to childhood cancer research. Aflac Duckprints makes it possible for anyone to join the fight against childhood cancer by purchasing gifts that give back or by making a donation.

To learn how you can make a difference, visit aflacduckprints.com.
 
See full-sized image here.

 

Why Pam Anderson Says She Won’t Use Uber

Don’t expect Pamela Anderson to be using her fame to endorse Uber or any other app-based, ride-hailing service any time soon.

The former “Baywatch” beauty is out with a new public service announcement (PSA) called “The Driving Game!” that slams the ride-hailing industry. As an homage to the classic TV game show, “The Dating Game,” Anderson plays a passenger grilling three male contestants vying to drive her home, and — given the slew of Uber and Lyft drivers who’ve been accused of rape, murder, and other crimes across the country — you can understand why the two identified only as “Ride Hail App Drivers” come off as something akin to dates from hell.

Millennials’ Savings Priorities? Depends on Their Sex.

Five words or less(NewsUSA) – NewsusaInfographic – One of the biggest differences between millennial men and women when it comes to saving? Vacations.

Women cited it as their top short-term savings goal in TD Ameritrade’s illuminating “Millennials and Money Survey,” while men were most concerned with having an emergency fund.

But don’t think those females surveyed aren’t also worried about coming up short in a crisis. In fact, by a 12-percent margin -; 62 percent vs. 50 percent -; more females were focused on socking money away to deal with what’s described as “the potential for a financial disruption.”

Post-Hurricane Matthew: What to Do to Prepare Your Home

Waves break over the church and the castle in Camogli, Italy

Risk mitigation.

It’s a term that typically comes up after every major storm —Hurricane Matthew being the latest to wreak havoc — as homeowners are warned that many houses are simply no match for high winds, and that prudence dictates that they act to help protect themselves and their property from future tempests.

If you think those warnings are needlessly alarmist, so too did all those New Yorkers who got pummeled by Hurricane Sandy.

So what should homeowners do, proactively, to increase their odds of beating Mother Nature?

Read on.

How Safe Is Uber? It Depends on Gender

Modern luxury executive car on a white background

It’s shorthand for the potential danger faced by women using app-based, ride-hailing services like Uber and Lyft. And if you’re already dismissing how dangerous it can be, you’ve obviously missed the rash of headlines like these from across the country.

• “Uber Driver Charged With Rape Ordered Held After Dangerousness Hearing” (Boston Globe, August 2016)

• “Police Had Tip That Lyft Driver Charged With Sexual Assault Planned To Flee Country” (Dallas Morning News, November 2015)

• “Police: Uber Driver Returns to Rape, Burglarize Passenger at Her Home” (FOX-TV New Orleans, January 2016)

New Cystic Fibrosis Treatment Delivers Antifungal Drugs to Lungs

Five words or less(NewsUSA) – Up to half of all cystic fibrosis patients have fungal infections in their lungs caused by a spore-forming mold named Aspergillus fumigatus. Many of those patients, particularly children and young adults, will develop an allergic reaction to the fungus, Bronchopulmonary Aspergillosis (ABPA), according to the Cystic Fibrosis Foundation. Coughing, wheezing and other symptoms can be severe.
Current treatments are oral drugs, including itraconazole. The problem is that high doses are needed to get enough of the drug to the lungs. That causes severe side effects that must be managed and monitored — including liver toxicity.
A more promising strategy is to deliver the itraconazole directly to the lungs by breathing it in. That’s the approach taken by Lexington, Mass-based pharmaceutical company Pulmatrix, Inc. (NASDAQ: PULM). Pulmatrix’s innovation was creating small, dense particles that can be easily inhaled, and combining them with drugs such as itraconazole.
“We’ve urgently needed a way to deliver antifungal drugs directly to the lungs,” says Stanford University cystic fibrosis expert esis that [the] drug may be clinically superior to the same drug that is already approved.”
While PUR1900 has the potential to improve the lives of cystic fibrosis patients, especially children and young adults, it also could bring significant revenues for Pulmatrix. The estimated cystic fibrosis market alone is tens of thousands of patients a year, and the drug could also find much larger markets treating millions of other pulmonary fungal infections and other immunocompromised patients, making Pulmatrix a strong investment opportunity.
For more information on PUR1900, go to
https://www.youtube.com/watch?v=t8RgU8YUtjo.

How to Store Your Warm Weather Gear for Winter Hibernation

(NewsUSA) -Spring is right around the corner, and after months of being locked inside from the cold winter weather, it’s time to get out and have some fun in the sun! Whether it’s at the beach, traveling somewhere new, or just spending time with family and friends, spring break is the perfect time to get out and enjoy yourself in the warm weather.To make sure you capture every moment and have a blast while doing it, these must-have items have got you covered:* Enjoy the ride. Get pumped up for the warm weather with Vivitar Bluetooth Earbuds, perfect for streaming and listening to music wirelessly while you travel to your spring-break destination. Compatible with iPhones, iPads, smartphones, and tablets, these earbuds also feature a built-in mic to manage phone calls on the go, and a rechargeable battery to allow for up to five hours of talk time. Removable ear gel fins are also included, so you can enjoy your favorite tunes during sporting activities, sunbathing, your morning run, and more!* Shoot in any conditions.With the Polaroid iS048 Waterproof Digital Camera, you can take photos of your adventures anywhere, including up to 10 feet underwater, something your smartphone can’t do. The camera features a 2.4-inch preview screen and has 16 megapixel resolution with high-quality still images and video recordings. It’s available at www.polaroid.com*Rock out. Who needs an 80s boom box when you have an Altec Lansing Boom Jacket2 Bluetooth Speaker to listen to your jams? The speaker’s Bluetooth interface and NFC (near-field communication) technology lets you stream music from select devices from up to 50 feet away. And if you’re worried about water or sand getting in the way of enjoying your tunes, don’t be. This speaker is water-, sand-, and shock-proof. It also accepts voice commands and features spoken caller ID, with a lithium-ion battery that provides up to 40 hours of battery life on a full charge. The speaker even doubles as a power bank, so you can charge devices while you’re on the go.* Stay charged up. No matter where you go — be it on spring break in Cancun, a day at the park, or a simple barbeque in your own backyard — you won’t want to miss a moment, which means you’ll need to keep all your electronic devices charged. To that end, consider a reliable and durable charger such as the Altec Lansing Rugged Apple Lightning Cable. This cable is directly compatible with all Apple devices, and is engineered with protective material that shields it from the usual wear and tear, including six feet of spring coil that ensures that your cable never breaks or frays. It provides fast and easy connection when plugged into any USB wall and/or car charger.* Catch some waves or hit the slopes. So whether you’re heading to the beach to ride some waves or taking one last run down the mountain this season, you don’t have to worry about your phone. The Lifeguard Waterproof Universal Pouch fits a variety of different iPhones and Android models. This pouch fits comfortably around your neck, guarding your phone from any possible damage caused by water, snow, dust, or dirt, leaving it working like new no matter how tall the waves, or how high the mountain.With spring break just around the corner, rest assured that wherever your trip takes you, these products will be just what you need to have the best time possible.

CDC Warns Against Opioid Abuse. Now What?

Five words or less(NewsUSA) – Sponsored News – Now that the Centers for Disease Control and Prevention has issued its first-ever warning against opioid use, Americans are discovering why drug-free chiropractic care is the most popular alternative for those suffering from back and neck pain, headaches, and other neuro-musculoskeletal conditions.

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