The Latest Job Benefit Helps Employees Pay Off Student Debt

(NewsUSA) – Labor Day originated as a celebration of American workers, but for many Americans it has become a time for barbeques and sales to celebrate the end of summer. What has happened to the support for labor in America when longtime stalwart industries such as the automotive industry are experiencing a skills gap and workforce shortages?This Labor Day, parents sending their students back to school can use the opportunity to consider how the workforce in the United States is changing, and the variety of options their teenagers have as they look ahead to careers.In particular, changes in vehicle technology and the expansion of automation mean the advancement and evolution of the technician profession in the transportation industry.Jobs that might have typically been considered "blue collar" jobs (aka:mechanic), or jobs with less potential for responsibility and income, are now considered "new collar" jobs (aka: technician), where smart and talented individuals can find personal fulfillment and economic stability and success.For many young adults, a traditional four-year college education may not be the best fit or right path for individual success. Yet many families are unaware of the wide range of options, including technical education, or careers that don’t require a four-year degree.The TechForce Foundation, a nonprofit organization with the mission of championing students through their education into successful careers as professional technicians, has developed the "Because I am a Tech," promotion to educate teens and parents about the possibilities available in today’s economy.The campaign features real stories from technicians who found their niche and are enjoying real success in various aspects of the transportation industry."We are dispelling the myths around technical careers in the transportation industry and our campaign shows, firsthand, how real people are building rich and fulfilling lives," says Jennifer Maher, CEO of TechForce Foundation.In a video on its website, Leah Pritchett, a professional drag racer, recounts her observation of the "mechanical ballet" of the skilled technicians working on race cars under pressure, and how much satisfaction and success the racing team finds in their work.TechForce Foundation offers students and parents a roadmap to a successful career via its website, futuretechsuccess.org/map.The Test Drive a Career section of the site includes videos from students, parents, working technicians, and employers about the opportunities of technician careers.The site includes a FutureTech Resource Hub, connecting teens and parents to technical schools, certifications, internships, afterschool clubs and STEM programs starting in middle- and high school.In addition, a scholarships section guides students and families to opportunities to apply for financial assistance to pursue a technician career.Visit futuretechsuccess.org for more information about the potential and pathways to rewarding careers. 

Compassion Forms Cornerstone of Company Vision

(NewsUSA) – What perk would most entice you to accept one job offer over another?A company car? (How Boomer-like of you.) A 401(k) plan? (Pretty common these days.)With Millennials now comprising the largest share of the workforce, a growing number of companies are betting that offering to help pay off student debt is the next game-changer when it comes to attracting and retaining the best and brightest.It’s not a bad wager. Total education debt stood at a staggering $1.52 trillion at the end of March. And while the perk is by no means reserved only for Millennials – hey, even 4 percent of those 45 and older are still in the hole, according to the Pew Research Center – it’s not lost on anyone that the average student loan borrower will have graduated this year saddled with more than $37,000 in debt."It stood at about $600 billion 10 years ago," MarketWatch.com reported.One of the companies facilitating the new benefit is the same one – Fidelity Investments – that already handles millions of workers’ 401(k) plans. Businesses enrolled in its Student Debt Employer Contribution program are able to make after-tax contributions on their employees’ outstanding student loans, setting their own parameters as to "who" and "how much" with the help of a modeling tool for estimating their potential recruitment and retention cost savings."This is a new and relevant benefit that gives companies a competitive advantage to hire top talent," said Asha Srikantiah, vice president of emerging products at Fidelity (fidelity.com), noting that the average contribution for most companies is about $100 a month, although it can be as high as $800 monthly in some cases. "It also enables employees to pay off their debt faster, which in turn allows them to focus on other priorities – including buying a home, raising a family, and saving for retirement."Among the "early adopters" Fidelity says it’s teaming up with to offer the benefit: tech giant Hewlett Packard Enterprise; the rail industry’s New York Air Brake; financial firms Millennium Trust and OCC (The Options Clearing Corporation); and Ariel Corporation, the world’s largest manufacturer of separable reciprocating gas compressors used in the global natural gas business.In fact, more than just being a "facilitator" for others, Fidelity helped trail blaze this brave new world by having begun offering its own employees a student debt program back in 2016. To date, more than 8,900 of its workers have received the benefit, paid directly to their loan service provider, with some pretty impressive numbers to show for it: a total of $22.5 million in savings on principal and interest, and 34,625 years of loan payments shaved off.The company is also taking what it calls "a holistic approach" to the student debt issue by offering open access to its website’s Pre-College Planning Resources, which can help avoid the pitfalls of incurring too much debt, and its Student Debt Tool that lets individuals view all their student loans and repayment options in one place.A deal recently inked with student debt refinancing platform Credible.com now also integrates student debt refinancing into the Student Debt Tool, allowing employees enrolled in the program to receive actual pre-qualified rates from more than 10 refinancing lenders without affecting their credit scores."The idea is to help more Americans take control of their debt so they can better save and invest for the futures," said Stephen Dash, Credible’s founder and CEO. 

MovoCash Embraces Culture of Community

(NewsUSA) – Most companies have a stated corporate vision, but such a vision may be limited to quantitative goals such as hitting financial targets or attaining certain levels of productivity. MovoCash (MOVO), a company that delivers financial inclusion to all, including individuals who are not able to use traditional banking services, sees its corporate vision differently.The MOVO vision is based on certain principles that all the company’s team members – from the CEO to those in the customer support, technology, and administrative areas – believe in, take to heart in all aspects of their business, and consequently choose to take home with them at the end of the day.These principles align with the proverbial qualities of peace, love and joy. MovoCash team members embrace these qualities and share them with their customers, vendors and business partners, who recognize that this philosophy sets MOVO apart from other businesses. The central elements of the MOVO corporate vision can be summarized in three words: Be. Do. Have.- Be. The MOVO vision starts with this verb, meaning that all team members are committed to having a positive impact on their customers, vendors, and colleagues, which often translates as a feeling of giving back. This commitment causes the team to feel equally valued, regardless of title or department.-Do. MovoCash believes in its cause: that financial inclusion meets the individual need and desire to participate in the financial economy. MovoCash aspires to help people around the world improve their lives and their families’ lives by giving them the financial tools to function in a digital society. With a MOVO account, users can instantly receive paychecks, pay bills, send money to friends and carry out other financial activities within the app. In addition, the MOVO platform integrates with Apple Pay, Google Pay and Samsung Pay, making it easy to spend money in the US and across the world.-Have. The sense of purpose and job satisfaction, says the team, resonates with customers and vendors who recognize that having a business relationship with a positive, committed, compassionate company is unique in today’s dog- eat-dog world. This mindset focuses the team’s attention on the people they serve, regardless of whether they are rich or poor. In the end, MOVO values quality over quantity.For more information about MovoCash and to download their app, visit movo.cash.

Can Chiropractic Care Help Fight Presenteeism At Work?

(NewsUSA) – These days, it can be hard to find a company that values its people – especially in the financial-tech industry, where employees feel like cogs in a machine, disconnected from their colleagues or customers.MovoCash, Inc. (MOVO), unlike traditional financial institutions, is a payment platform that empowers people to convert their mobile phone into a digital bank in their pocket. What makes MOVO different are its core values and "The Filter," a system that the company practices to build the culture and drive the organization.For starters, MOVO’s corporate culture is one of inclusion. MOVO is broken into teams for each functional area, such as tech, support, administration and consumer operations, all for the purpose of serving its customer base – individuals unable to get a regular account at a traditional bank for any number of reasons.MovoCash helps these individuals function in the economy as banked people, so they can work, take care of their families, and improve their lives.Some of the corporate culture strategies that set MovoCash apart include:- Equal time. The MOVO teams meet daily in a group called "the huddle." During these meetings, each person is coached on how to apply agile development principals. Team members share with each other what they worked on the day before, what they are working on currently, and then communicate if they need any help."We say we’re ‘going into the bubble,’" one team member explains, "The bubble has rules which allows team members to explore ideas no matter how extreme. This is a time for robust dialog where the team shares their perspective and comes to a consensus on topics that enhance the productivity of the overall team."- Equal effort. Eric Solis, the CEO, establishes the strategic direction and short and long-term goals and maintains overall responsibility for execution, but the company leadership and teams are trusted to work together and support each other to carry them all out. All MOVO users, team members, strategic partners, and vendors become a part of the MOVO family. The tightly-knit company works together to achieve its goals and then takes every opportunity to celebrate in team victories, especially when they succeed at providing customers the best possible experience and the feeling of independence that comes with financial inclusion.- Equal empowerment. The MOVO culture is designed to make customers feel empowered, regardless of their past financial history or current status.MOVO enables users to make direct deposits from an employer, Facebook, PayPal, Venmo, and others. You can also make peer-to-peer payments similar to the way traditional banks use Zelle."Our goal is to deliver powerful ways for you to access and interact with your money in an increasingly mobile world," says Solis. "Our team stands behind these words." Central to the MOVO mission is the promise to its customers and its passion to see them thrive.For more information about MOVO and to download its app, visit www.movo.cash

Managing Technology To Keep Mobile Workers Happy

(NewsUSA) – Walk into any coffee shop and there you’ll see them – the freelancers, hunched over their laptops at corner tables, talking furtively into their earphones, fingers flying across their keyboards. They might be employees working remotely or contractors securing a new deal. The world is their office and their phones are universal remotes for professional services.Welcome to the new normal – the 24/7, 365-workday, in which many of today’s employees default to their mobile devices for most essential business tasks.Given these changes, it’s no surprise that the statistics support even more growth in this area.In fact, the number of mobile workers in the U.S. will rise from 96.2 million to 105.4 million over the next five years. By 2020, mobile workers will account for nearly three-quarters (72.3 percent) of the U.S. workforce, according to new research from the IDC. By 2025, more than 70 percent of the workforce will be millennials, who grew up with cell phones and can’t live without smartphones.Among the driving factors of these tech trends, the foremost is that millennials are more at home in the digital world of mobile devices, social media and cloud-based everything.To keep these workers engaged, businesses of all sizes are investing in the latest technology to help them be more productive, generate revenues and keep costs low – both now and into the foreseeable future.Spoke Phone represents the next generation of millennial-friendly phone systems, taking mobile technology to the next level.Small businesses can download the Spoke Phone app to transform employee mobile phones into a central business phone system in three minutes or less.More than just a virtual phone system, Spoke is a platform that makes it easier for millennials to make and answer more calls. Small businesses are deploying Spoke Phone to solve problems faster, enhance company culture and scale up the business at their own rate.The benefits of the Spoke Phone app include:* Simplicity. Small businesses don’t need and don’t want to pay for too many unnecessary features. These only confuse employees and hurt productivity. Spoke Phone supports just the core features that small businesses want, and none that they don’t.* Connectivity. Spoke Phone encourages more connections between employees and customers, laying a strong foundation for business growth. It also masks the employee’s personal number on outbound calls to keep employees safe.* Lower Fixed Costs. There’s no hardware to buy, no servers, no wiring and no IT required to keep it running. Companies spend less and employees love their freedom.* Flexibility. Spoke Phone runs on top of any network. Employees can use a smartphone on any phone network or with any carrier – either their own phone or one you provide for them.* Professional. It’s easy to transfer calls to anyone on your team. You can transfer a call from your mobile phone and get customers talking to the right people in record time.The traditional work model is long gone; the world and the workforce have already gone mobile.The world’s best mobile tech saves money, keeps millennials engaged and turns up the dial on productivity.Welcome to the future of work. 

So Your Company Went Mobile … Now What?

(NewsUSA) – Most companies know the need to go mobile to make their workforce more productive and efficient, but many don’t know what is needed outside of buying some tablets and software.The truth is, companies simply don’t consider how a mobile employee will carry or use a tablet while out in the field — whether that be an actual field, the floors of an emergency room, the roof of a hail-damaged house or the halls of a huge hotel.The problem is elegant in its simplicity — a tablet, like any tool, must be easily carried and accessible at all times.For most of us who sit behind a computer all day, this doesn’t seem like an issue — but think about what it would be like to climb a ladder while, at the same time, juggling a tablet.A mobile device-carrying solution is just as important for anyone working with a tablet (such as an iPad) as it is for a carpenter needing a toolbelt for a hammer.Mobility is all about efficiency and increased productivity. If executed right, that’s the end result. If executed wrong, it can be a costly mistake, hazardous to the worker’s safety.Enter RUNNUR, a hands-free, wearable system that locks a tablet directly to an employee’s side via a standard belt or heavy-duty belt clip.In one simple click, the system solves the problem of carrying a tablet for on-the-go work, even keeping it safe from inadvertent drops by way of a tethering system (much like a tiny rock climber’s rope)."Our products provide a unique combination of attributes: hands-free functionality, device access in one second, and protection against dropping," says Andrew Hamra, CEO of RUNNUR."We don’t expect a carpenter to carry his hammer around by hand all day. Neither should we expect someone to do the same with their tablet."Get more information or purchase your own RUNNUR at mobiletechgear.com

Mobile Payment App Gives Apple Pay a Run for Its Money

Five words or less(NewsUSA) – This fall, like clockwork, Apple, Inc. will launch its iPhone 8, with yet another new operating system. Added to the mix will be the launch of Apple Pay Cash and sending money inside its messenger app, also known as Peer to Peer (P2P).
The problem is that millions of Apple and Android users won’t be able to use it.
The reason is that you must have an iPhone 6 or higher to be compatible with iOS11, which means that of the more than 90 million iPhone users in the United States, approximately 55 million will not have access to Apple Pay Cash and P2P.
This gap in service by two of the largest technology companies in the world could send all of the excluded iPhone and Android users to seek an alternative way to send money and have it loaded to a card.
Enter MovoCash, the brainchild of Eric Solis, which has created a payment platform that allows consumers to link their bank accounts to their MovoCash account for mobile payments with no limitation on the number of supported banks.
Unlike Apple Pay or Android Pay, MovoCash eliminates the need for retailers to buy expensive equipment.
“MovoCash is a transformative way to think about payments,” says Eric Solis, CEO and founder of the company.
“It always bugged me that companies like Apple would roll out a product that is so hard to use. You have to have a newer iPhone, you have to have a card that supports Apple Pay, you have to go to a merchant that supports Apple Pay. At the end of the day, so many consumers are locked out of the digital economy. We fixed all of that with MovoCash,” says Eric Solis, founder of the company.
To that point, MovoCash allows users (and even non-users) to send money to a friend instantly. And that friend can then turn around and buy a latte.
Some of the many advantages of Movocash compared to Apple Pay are that:
* Apple Pay can only be used by iPhone owners. With Movo- Cash, you can send money to anyone who has a smart phone.
* Only about 1 in 3 retailers support Apple Pay, while MovoCash is supported by more than 99.9 percent of retailers.
* Apple Pay can be spent where Apple Pay is accepted (usually not online) or sent to your bank. MovoCash, on the other hand, can be spent at nearly 100 percent of merchants. You can also get cash at an ATM, cash back with a purchase, pay bills, send someone a check, or shop online.
Consider this: according to Gartner, Inc., an American research and advisory firm providing information technology-related insight, of the 431 million smart phones sold worldwide in 2016, 352 million were Android devices and 77 million were iPhones. This is important because MovoCash has plans to expand globally.
As for the domestic market, there are 107 million Android smart phones in the United States and 90 million iPhones, of which 55 million are iPhone 5 or older. This means that a total of 142 million smart phone users in the United States will be blocked from using Apple Pay Cash. Alternatively, MovoCash works across all devices and has plans for global expansion.
“We are thrilled with the capabilities created with MovoCash,” says Solis.
“Our technology is available now and has many more features that make managing your money much easier than any other tool on the market.”
For more information, visit https://movo.cash/.

Los fanáticos de todo terrenos se preocupan por los caminos

(NewsUSA) – Un cuarteto de los clubes de todo terreno son los ganadores del programa Outstanding Trails del 2016, patrocinado por BFGoodrich Tires, en asociación con 4 Wheel Parts, United Four Wheel Drive Associations, Blue Ribbon Coalition y Off Road Business Association.Los clubs y sus caminos nominados son:–Club Mile-Hi Jeep: camino Sidewinder, Colorado.–Ohio River Four Wheelers: Daniel Boone Backcountry Byway, Kentucky.–Club Grand Mesa Jeep: 21 Road, Grand Junction, Colorado.–Club Piston’s Wild Motorsports: camino Hagen Creek, Yacolt Burn State Forest, Washington.El programa Outstanding Trails, ahora en su 11 degree aniversario, fue creado para promover la conservación y responsabilidad del manejo de los todo terreno. El programa invita a los clubes de todo terreno de toda América del Norte para nominar caminos locales que necesitan mantenimiento o mejoras. Un panel de jueces selecciona a los clubes y caminos ganadores, los cuales son elegidos según características únicas, el terreno y el apoyo el club.Los cuatro clubes de todo terreno elegidos cada año reciben $ 4 000 cada uno, para utilizarlos en los esfuerzos locales de preservación y protección de los caminos de sus comunidades. Además, algunos representantes de BFGoodrich Tires asistirán a los eventos del club que estén relacionados con los caminos ganadores, para destacar las características únicas de cada ubicación y para educar a los conductores de todo terreno en cuanto a la responsabilidad del uso de los caminos."El dicho dice así, ‘cuando la teoría se pone a prueba’, y enBFGoodrich, no solo nos lo tomamos en serio, sino que también creemos que ‘cuando el camino se pone a prueba’ es igualmente importante y que inicia con los neumáticos todo terreno T/A KO2", dice Oscar Pereda deBFGoodrich. "En nuestros primeros diez años con el programa Outstanding Trails, hemos ayudado a mejorar, reparar, mantener y proteger cerca de 50 caminos en 17 Estados y dos provincias canadienses".Cada uno de los clubes ganadores tiene planes para mejorar y mantener sus caminos locales. Uno en particular ha tomado un paso más allá en la conservación del camino en sí mismo, para incluir animales que viven allí. El Club Grand Mesa Jeep "ha adoptado el camino de la Ruta 21 y otros caminos locales y está comprometido con su protección y mantenimiento," según el presidente del club, Jeff Bates. Sin embargo, el club no solo ha adoptado la vía, sino también al sapo de espuelas de la Gran Cuenca (también conocido como el "sapo de la Ruta 21"), una especie en peligro de extinción en el área. "El club se ha comprometido a proteger el hábitat de los sapos en por lo menos tres áreas a los largo del camino, con postes y cables", dice Bates.Visite bfgoodrichtires.com para obtener mayor información. 

A New Read on Literacy: The 3 Keys to Building Lifelong Readers

Five words or less(NewsUSA) – In today’s digital world, there is no denying the benefits of technology in education. However, despite technology’s ability to provide students with countless books and online literacy development tools, too many students still struggle to read and too few discover the joys of becoming lifelong readers.
According to a recent study in Reading Research Quarterly, despite substantial investments by educators in reading technology, the results have been disappointing. When reading independently, today’s students are struggling more and comprehending less than their peers in 1960.
But one company has an approach that can help reverse the trend. Based on more than 80 years of research, Reading Plus believes the opportunity lies in integrating the three domains of reading: physical, cognitive, and emotional. When all three domains are developed simultaneously in one program, students become more efficient, proficient, and engaged readers, according to a white paper released by the company.
Dr. P. David Pearson, the first chairman of the International Literacy Association’s Literacy Research Panel, says, “It’s not only about becoming faster and more efficient in independent silent reading. It’s doing it with comprehension, and with the ultimate goal of acquiring knowledge and enhancing personal interests.”
Here is an overview of the three domains, according to the white paper:
* Physical. Reading begins with a physical skill – the visual processing of text. Students who labor to read have not yet developed this skill. They spend their energy trying to process words and have little left to understand what they’ve read. Unless physical skills are developed, students continue to labor, fall behind, and ultimately lose interest in reading.
* Cognitive. Vocabulary and comprehension have long been the focus for reading development. Most approaches assume that improvement results from student practice with increasingly complex texts. However, research shows that vocabulary is the best indicator of text complexity, yet readability measures emphasize sentence length. Matching students with the text levels that allow them to develop skills at the pace they need is critical.
* Emotional. Tapping into students’ interests builds confidence and motivation. Students who read what they like are more interested and engaged in reading; more interested and engaged students become better readers; and better readers become lifelong readers. It’s essential to let students choose to read what they like.
The bottom line: when students read independently, they don’t engage with each domain of reading in isolation from the others; instead, they engage with all three domains simultaneously and to build lifelong readers, so should their reading development.
For more information on the study and Reading Plus, visit www.readingplus.com.

Good Dental Care: Make It Safe

Five words or less(NewsUSA) – Sponsored News – Fitness, dance, MMA studios, spas and gyms looking for the next big trend may start to heat things up with FitBomb’s new specialized fitness sauna. The Studio Fitbomb far infrared sauna from Hi-Q Fitness is available for literally hundreds of health and fitness centers after its successful debut placement in Cabana Spas.
“The addition of the Studio FitBomb far infrared sauna has already given us a huge boost in client interest,” says Cabana Spas owner Glen Harrod. “We had enough interest from paying customers that we may have nearly paid for the cost of the unit before it even arrived.”
The new patent-pending Studio FitBomb has many key features, including strategically-placed “D” rings throughout the interior of the sauna that allows three customers to exercise simultaneously.
Think Hot-Yoga, Pilates, and flexibility training for dance students or Martial Arts or anaerobic exercise with bands attached to “D” rings on the floor, the walls and the ceiling for building muscle in an infrared-heated, healthy tool that fits three at a time. “With three clients for every half-hour time slot, paying an average of $1 per minute, profits can build quickly,” according to FitBomb inventor and author of “Heat Shock,” David Floyd.
“If you just charge half that price, you generate as much as $700 for each 8-hour day in the Studio FitBomb,” says Floyd.
The benefits of the far infrared sauna include reducing the risk of injury by pre-heating your body, and improving the ability of muscles to flex, move and stretch, making it an ideal complement to any spa, gym or health and fitness facility. The heated system of the sauna is proven and even the FDA accepted it for its powerful relief of pain and muscle soreness while simultaneously detoxifying the body through sweat.
In addition, using a sauna such as the FitBomb can promote greater strength and fitness by encouraging the release of human growth hormones and a muscle-building (heat shock) protein.
The FitBomb infrared fitness saunas also feature a 36″-screen TV so participants can watch pre-recorded routines. You can watch and learn martial arts, dance, yoga, and almost any exercise routine you can imagine with our proprietary instruction videos, activated by FitBomb’s proprietary mobile application.
But the Studio FitBomb is designed for more than just fitness fanatics; the far infrared sauna complements a spa setting, where it may be used as part of a program to detoxify the skin and body, promote relaxation, and reduce stress. Every FitBomb is handicap-accessible, ADA-compliant so anyone, regardless of age, physical handicap or injury now has access to the FitBomb tools that help them achieve explosive health, fitness and therapy goals. Any business lacking the available size requirements (the Studio measures 7′ by 9′ wide) can achieve similar benefits using similar features in our smaller FitBomb varieties.
For more information about the Studio FitBomb, contact Hi-Q Fitness LLC at 888-589-7286. Or visit our FitBomb distributor website at luxsauna.com or contact sales@luxsauna.com.